> -----Original Message-----
> From: Erika L. Walker-Arnold [mailto:[EMAIL PROTECTED]
> Sent: Thursday, January 20, 2005 1:56 PM
> To: CF-Community
> Subject: Buying a house (was RE: Bought a house! Mover ...)
> 
> If you can afford rent you can usually afford a house - have you ever
> tried?
> It is a much different market these days ... Many more programs for
> first time buyers...
> Don't be discouraged ...

It's mostly a lack of savings and the market here - an a killer deal on
rent.

We've got about $11,000 in debt we're trying to get gone but only about
$7,000 in savings.  We're also only paying $900/month rent for an apartment
that would fetch $1500 in this neighborhood.

I make quite a bit, but we are on a single income with two kids.  We could
probably move far out from the city whenever we like, but right now I work
downtown and am close enough to ride my bike in.

The Boston housing market is INCREDIBLY inflated - you'll easily pay a
minimum of $300k for a fixer-upper or small condo.  (To put that in
perspective my Grandparent duplex with an acre of land in Buffalo was
recently appraised at $75,000.)

We're not really discouraged and like where we are a lot; but there are many
things about our current apartment that we don't like and its missing
storage (so we're paying another $100/month for self-storage).  We're still
going through the whole "do we really want a house" thing as well - some
days yes, some days no.  ;^)

Jim Davis







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