> My real question is - how does someone rack up $65,000 in 
> student loans to get a teaching certificate? That's like what 
> my sister spent for law school.

A teaching certificate? It is way more than that. It is a bachelors degree
in English and a Bachelors degree in Education. She started out at the
Fashion Institute (FIT) in NYC, graduated from there and decided she wanted
to change careers and pursue teaching. The way you rack up that kind of
money is when you fall into a government hole whereby you are still
considered independent even though your parents are up to their eyeballs in
their own debt and you support yourself and thereby get next to know
financial aid!!!! Oh well... 




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