I have something like a 5 year history with this bank.

In that five years I have gone into overdraft like 3 times.

Can't they at least look at the pattern of the last five years and give a
nukka a break :) 

> -----Original Message-----
> From: Tony [mailto:[EMAIL PROTECTED] 
> Sent: Thursday, October 06, 2005 12:16 PM
> To: CF-Community
> Subject: Re: rant
> 
> ive got a novel idea...
> 
> COMPASSION on the part of the bank.
> 
> UNDERSTANDING that we the populace are not perfect mathematicians
> 
> LENIANCE in the face of downtrodden despair and lack of funds
> 
> A FUCKING CHANCE to get back on your feet once you are down.
> 
> seriously.  if my acct is low on funds, and i happen to go 
> into overdraft does anyone at the bank seem to get the point 
> that there is a reason there are no funds?  does taking more 
> from someone who has nothing, make it any better for EITHER PARTY?
> 
> WTF! i mean, it could almost make someone go postal.  really.
> 
> 
> 
> On 10/6/05, Jim Davis <[EMAIL PROTECTED]> wrote:
> > > -----Original Message-----
> > > From: Timothy Heald [mailto:[EMAIL PROTECTED]
> > > Sent: Thursday, October 06, 2005 10:39 AM
> > > To: CF-Community
> > > Subject: rant
> > >
> > > Also they start at the largest debit and work there way 
> down.  Let 
> > > me explain this for the slower of you.  You have 5 
> charges lets say.  
> > > 300, 100, 40, 20, 10.  You have 350 dollars.  If you go 
> biggest to 
> > > smallest the customer ends up with 4 overdraft charges, if you go 
> > > the other way around the customer only gets one.  Also 
> they double 
> > > the price of the overdraft charge if there are more than two of 
> > > them.  So not only do you have no fucking money, you are 
> now in debt 
> > > to the bank.
> >
> > That sounds like a policy you should discuss with your new bank.
> >
> > We keep our money in a money-market with checks (a combined savings 
> > and
> > checking) - there's a minimum balance to begin and you have to 
> > maintain it to have "free" checks so it's harder to get 
> into an overdraft position.
> >
> > There are still fees for going below the minimum balance, 
> but they're
> > (relatively) clear and not that bad (as long as you don't 
> STAY under 
> > the balance).
> >
> > Jim Davis
> >
> >
> >
> >
> > 
> 
> 

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