speaking of which... Bank of America is supposed to ALWAYS process the deposits first. I count on this all the time, and if they didn't that is bank error, my friend.
Dana On 10/6/05, Marlon Moyer <[EMAIL PROTECTED]> wrote: > > Yeah, I had this happen a couple of years back and it pissed me off > royally. We were told that they run the debits all day long, but the > deposits only get run after 2:00....at the very earliest it would be > 2:00 we later found out. And magically they always run the largest > debits first that they can charge you $25.00 for that $10.00 check you > wrote at the grocery store that will now cost you $25.00(bank fee) + > $10.00 (original amount) + $25.00(grocery store fee) = $60.00. > > Nowadays, if our "buffer" gets below $1000.00 I start worrying. > > > > On 10/6/05, Short Fuse Media <[EMAIL PROTECTED]> wrote: > > No shit? Same exact god damn thing happened to me last week with my BoA > > account - the bastards... after alot of posturing and yelling at > > managers I got the charges erased.... personally, I blame the fact that > > its still a Florida account.... that mattress of mine is looking better > > and better for the bundling of bills each day... heh. > > > > -Erik > > > > Timothy Heald wrote: > > > > >Ok, > > > > > >Seriously pissed off. > > > > > >I know no one should ever go NSF on their bank account. I know this. I > > >understand that the bank charges for over draft, but this is insane, > and is > > >directly calculated to make the bank more money on the little guy when > he > > >hits a problem. > > > > > >Ok, > > > > > >So it's Friday a few weeks ago. We have a $500 balance. We do normal > > >weekend stuff, go out, do our food shopping, rent some movies, order in > one > > >night. <cf_aside>Now we had deposited an 1800 dollar check on > > >Thursday</cf_aside> > > > > > >Ok, > > > > > >We're doing our checkbook last night. There are 4 different overdraft > > >charges on our account. 4. > > > > > >There is only one listed overdraft transfer though. 300 something for > our > > >groceries. Also the check cleared that day. According to what I see > > >through Bank of America's web interface before the overdraft occurred. > > > > > >So I call these douche bags. They say that they process debits than > they > > >process deposits on Monday morning. > > > > > >Wait wait it gets better. > > > > > >Also they start at the largest debit and work there way down. Let me > > >explain this for the slower of you. You have 5 charges lets say. 300, > 100, > > >40, 20, 10. You have 350 dollars. If you go biggest to smallest the > > >customer ends up with 4 overdraft charges, if you go the other way > around > > >the customer only gets one. Also they double the price of the overdraft > > >charge if there are more than two of them. So not only do you have no > > >fucking money, you are now in debt to the bank. > > > > > > > > > > > > > > > > > > > ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| Get help! RoboHelp http://www.houseoffusion.com/banners/view.cfm?bannerid=58 Message: http://www.houseoffusion.com/lists.cfm/link=i:5:176115 Archives: http://www.houseoffusion.com/cf_lists/threads.cfm/5 Subscription: http://www.houseoffusion.com/lists.cfm/link=s:5 Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=89.70.5 Donations & Support: http://www.houseoffusion.com/tiny.cfm/54
