When I opened my BofA account a few years ago, they offered me a Visa card that could be attached to the account for overdraft protection. Anything over the balance in my checking account gets charged to the card. You can only go overdraft up to the card's limit, but let's be realistic, these things usually happen in a situation like yours, and the overdraft ends up being a small amount of money.
I maintain the card, although I don't use it as a normal credit card. I think it has a small annual fee to keep it open, but once or twice when I miscalculated it saved me considerable inconvenience by having it in place. >Also they start at the largest debit and work there way down. Let me >explain this for the slower of you. You have 5 charges lets say. 300, 100, >40, 20, 10. You have 350 dollars. If you go biggest to smallest the >customer ends up with 4 overdraft charges, if you go the other way around >the customer only gets one. Also they double the price of the overdraft >charge if there are more than two of them. So not only do you have no >fucking money, you are now in debt to the bank. > > > >arrrrrrrrrrrrggggggghhhhhhhh ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| Find out how CFTicket can increase your company's customer support efficiency by 100% http://www.houseoffusion.com/banners/view.cfm?bannerid=49 Message: http://www.houseoffusion.com/lists.cfm/link=i:5:176117 Archives: http://www.houseoffusion.com/cf_lists/threads.cfm/5 Subscription: http://www.houseoffusion.com/lists.cfm/link=s:5 Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=89.70.5 Donations & Support: http://www.houseoffusion.com/tiny.cfm/54
