It's a pretty fuzzy area where elective and corrective meet. If you were 
born a man...and decide you want to be a woman....are you "correcting" 
something that nature screwed up? Do you and only get to decide when nature 
was wrong? It almost seems like the surgery is "selectively corrective"....I 
dunno.

The maternity question is interesting because its somewhat similar to my 
knee surgery situation a few years ago. I tore my acl while playing 
basketball. I "elected" to play hoops, and as a result set up a situation 
where a surgery was recommended, but not necessary. But when my doctor 
concluded that not fixing the knee could result in higher likelihood of 
further problems down the road (cartilage damage, early onset arthritis, 
etc), I was able to get my surgery covered as "corrective".

Maybe maternity leave falls under the same premise? Elective to a point, but 
the leave is absolutely necessary for the health of the baby and mother???

I really don't know....just thinking out loud.

> Because transgender surgery, for most (if not all) of the plans that
> cover it is not considered elective it is considered corrective.
>
> And FWIW would you use the same argument to get out of paying for
> someone else's maternity coverage? Isn't the choice to get pregnant
> "elective"?





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