Blue Cross Blue Shield turned me down once for having asthma. Never mind that it's mild allergic asthma and I've never had an attack... Anyway. I haven't bothered to apply there this time around. The state has a high-risk pool I am not high-risk enough for and a low-income pool I am not low-income enough for ;) I'm about ready to stand on a corner with a sign saying "Will work for medical insurance."
:) Dana On 8/22/07, Mary Jo Sminkey <[EMAIL PROTECTED]> wrote: > >Even worse, imagine paying $700/mo for full family medical insurance > >as a sole proprietor. I did just that for two years when I had my own > >business... and that was a DISCOUNTED RATE because I went through a > >company that acted as an organizational level for group policies! > >Going direct to the insurance company would have set me back well over > >$1000/mo. > > Yeah, I had to laugh at the one comment about how we need to stop paying our > employers to get the health insurance and buy it ourselves. HA! As a sole > proprietor I can attest to how awful the situation is if you are not able to > purchase insurance through a group. It gets far, far worse if you have a > chronic problem or have any serious injury in the past 10 years. Insurance > companies can pretty much deny you for any reason at all, and even if you are > able to get insurance, you have far higher co-pays and deductibles than with > group plans. I'm single and have to pay almost $400 a month for my insurance > and still have a $750 deductible and 20% copay. That means I'm paying over > $5K a year before my insurance will even kick in and cover anything. That's a > pretty sizable chunk of salary when you are self-employed...and mine is not > even the most expensive plan out there. Prescription drug coverage is equally > crappy, I often have to take drugs that are less effective for me, because > the newer ones are way too expensive. The insurance issues are making it even > harder for small businesses to get off the ground and succeed. > > > > ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| ColdFusion 8 - Build next generation apps today, with easy PDF and Ajax features - download now http://download.macromedia.com/pub/labs/coldfusion/cf8_beta_whatsnew_052907.pdf Archive: http://www.houseoffusion.com/groups/CF-Community/message.cfm/messageid:241025 Subscription: http://www.houseoffusion.com/groups/CF-Community/subscribe.cfm Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=11502.10531.5
