eh. In my book it is not so much credit per se that is the problem -- I have a few other accounts that are chugging along quite happily -- as when people take your money and say screw you ;) This was not goign to get resoved had I not made the Better Business Burea complaint.
On 9/27/07, J.J. Merrick <[EMAIL PROTECTED]> wrote: > I feel your pain. > > In February of 2009 we will be done with debt and on to a life of > getting rich slow and living like an old grandmother. Debt free and > paying with cash! > > > -J.J. > > On 9/27/07, Dana <[EMAIL PROTECTED]> wrote: > > welp... I just heard from someone who speaks English. They were > > wondering about the Better Business Bureau complaint ;) After eight > > months of patty-cake with canned email responses, BBB got someoen with > > the authority to fix things to call me. > > > > It seems that when the first card they sent did not reach me, they > > cancelled it, but did not do it right. So my payments were going to > > one account and the other one wasn't getting activated (AND was > > dinging my credit by showing as past-due) because the payments weren't > > getting posted to it. > > > > They probably do specialize in subprime - there was a largish > > activation fee I hadn't paid attention to, which is how you can be > > past due on a card you haven't received yet.... > > > > All in all not reassuring for the future, but hell, it will make an > > emergency backup I guess. > > > > > > On 9/27/07, Ben Doom <[EMAIL PROTECTED]> wrote: > > > No. Household Bank is a fairly large credit card backer/provider (and, > > > later, loans including a buyout of Beneficial) who was bought by HSBC in > > > order for the parent company to gain entry into the US CC market. They > > > specialize in Sub-prime cards. Household was all American support. > > > HSBC offshored a lot of it, though. > > > > > > How do I know? My Dad, after quitting his professorship, worked for > > > Renaissance Bank Card Services, who was bought by Household. He trained > > > customer service and collections for both in London, KY. Now, he helps > > > train Indian and Phillipino trainers, including trying to make them more > > > comprehensible to Americans. > > > > > > --BenD > > > > > > Dana wrote: > > > > it is. Though I don't think it's actually a bank. It seems to mostly > > > > be an offshore customer service company that generates > > > > incomprehensible but apparently irrelevant responses to email. > > > > > > > > I have been trying to activate a card I (regrettably) signed up for in > > > > *February.* Since February. Silly me. > > > > > > > > ::mumble:: > > > > > > > > On 9/27/07, William Bowen <[EMAIL PROTECTED]> wrote: > > > >> is that a small branch > > > >> a subsidiary bank > > > >> of HSBC? > > > >> > > > >>> don't you do it no > > > >>> you'll regret > > > >>> ever signing up > > > >> > > > >> -- > > > >> will > > > >> > > > >> "If my life weren't funny, it would just be true; > > > >> and that would just be unacceptable." > > > >> - Carrie Fisher > > > >> > > > >> > > > > > > > > > > > > > > > > > > > > ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| Create robust enterprise, web RIAs. Upgrade to ColdFusion 8 and integrate with Adobe Flex http://www.adobe.com/products/coldfusion/flex2/?sdid=RVJP Archive: http://www.houseoffusion.com/groups/CF-Community/message.cfm/messageid:243352 Subscription: http://www.houseoffusion.com/groups/CF-Community/subscribe.cfm Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=11502.10531.5
