> Our company uses one of these services, from a company that claims it's one
> of the largest in the nation. And let me tell you, $759 a month is not an
> affordable insurance premium for a family of 3. And that's the cheap,
> high-deductible insurance. The "standard" coverage insurance is $100 more.
> And it goes up ~15% every year without fail, while at the same time lowering
> coverage. Hell, 3 years ago when we moved to this company, it doubled our
> premiums and lowered our care. That level of increased cost and decreased
> coverage is unacceptable and at the same time unavoidable. Right now there
> aren't any other options. We need something that will provide competition to
> the insurance companies and drive these premiums down.
> The current bill may not be the answer, but at least someone is finally
> asking the questions.

Those premiums are set by the insurance companies, not by us - and
yes, that's the biggest part of the problem.  My monthly premium at
the moment is $875/mo - work covers $275 of that but still... My first
job out of college had health care 100% employer paid!

Insurance rates, like I said, are the biggest part of the problem...
the question is how do we attack those rates?  Do we go after the
companies that charge them, the doctors that set them, the patients
who use them or the other groups associated with the industry?

The short answer is that there is no short answer.

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