On Thu, Mar 25, 2010 at 12:44 PM, Eric Roberts
<[email protected]> wrote:
>
> Lets look at these line by line...
>
> 1. You are young and don't want health insurance? You are starting up a
>
> **If you have a small business that is less that 50 people, you are exempt
> from this.

What about over 50?

> 2. You are young and healthy and want to pay for insurance that reflects
>
> **Your current insurance also does this.  What you pay in premiums is raised
> to pay for the people that are in poor health and use the insurance often.

My group insurance does but when I was a contractor and had my own
insurance I had to qualify form my low rates.

>
> 6. You must buy a policy that covers ambulatory patient services, emergency
> services, hospitalization, maternity and newborn care, mental health and

> **I'll address these as a group since they are all pretty much repeating the
> same line of BS.  There are already regulations at the state level that say
> what an insurer has to offer, so this is nothing new.  # 6 in
> particular...your current policy probably already covers all of this by
> default.  Like most of the arguments used against health care, these are
> logical fallicies.

Many jobs let you choose between plans based on PPO vs HMO,
deductibles, premiums and coverage. If you're not in a group, you
can't get childbirth coverage, at least I couldn't find it.

> 8. You are an employer in the small-group insurance market and you'd like to
> offer policies with deductibles higher than $2,000 for individuals and
> $4,000 for families? Tough. (Section 1302 (c) (2) (A).
>
> **with the risk spread out over a wider pool of people, you will also have
> the same purchasing power as big corporations that pay a lot less per person
> than small businesses do.

I think they're saying the Cadillac plan tax makes it prohibitively expensive.

> 9. If you are a large employer (defined as at least 50 employees) and you do
>
> **as it should be.  If you are that big then you should be providing
> benefits to your employees.

We'll never agree on that so next...

> 10. You are an employer who offers health flexible spending arrangements and
>
> **Despite republican claims, HSA were never very effective and if you didn't
> spend all the money you put into it, you lost it at the end of the year.

I never used them but I don't think it's a republican thing

> 11. If you are a physician and you don't want the government looking over
> your shoulder? Tough. The Secretary of Health and Human Services is

> **Like they are not looking over the shoulder of Physicians already?
> Medical procedures and practices are regulated to ensure safety and quality
> of care as they should be.  How is this any different?

Your medical records used to be private.

> 12. If you are a physician and you want to own your own hospital, you must

> **If you own a hospital and you don't then you shouldn't own a hospital.
> You should be starting a hospital to help people, not just to make a buck.

???
They said if you're a physician and don't already own a hospital you never will.
What are you talking about?

> 13. If you are a physician owner and you want to expand your hospital? Well,

> **Sounds to me like a measure to control unnecessary costs...

Expanding a hospital is an automatic unnecessary costs? Didn't used to be.

> 14. You are a health insurer and you want to raise premiums to meet costs?

> **It'sa kinda odd that when they are increasing premiums to "match increaded
> costs", these very same companies are also recording recoird profits.  Hmmm

Are they?
The heath insurance industry currently ranks 88 for profit margin by industry
http://biz.yahoo.com/p/sum_qpmd.html

> 15. The government will extract a fee of $2.3 billion annually from the
> pharmaceutical industry. If you are a pharmaceutical company what you will

> **Maybe the pharmaceutical industry should stop fucking over the citizens of
> the US and measure  like this wouldn't be necessary.  But then again, this
> was coordinated by the pharma industry in talks with the White House.

The US pharma industry is doing amazing thing to save lives.
But wait, now you're saying the enemy worked with your hero to ruin
this bill that you love? I'm kenfused.

> 16. The government will extract a fee of $2 billion annually from medical
> device makers. If you are a medical device maker what you will pay depends
>
> **This was also agreed upon by this industry.  They didn't seem to have an
> issue with it.

Not the top tiered ones at least

> 17. The government will extract a fee of $6.7 billion annually from
> insurance companies. If you are an insurer, what you will pay depends on
> your share of net premiums plus 200% of your administrative costs. So, if
> your net premiums and administrative costs are equal to 10% of the total,
> you will pay 10% of $6.7 billion, or $670,000,000. In the reconciliation
> bill, the fee will start at $8 billion in 2014, $11.3 billion in 2015, $1.9
> billion in 2017, and $14.3 billion in 2018 (Section 1406).Think you, as an
> insurance executive, know how to better spend that money? Tough.(Section
> 9010 (b) (1) (A and B).)
>
> **Apparently not since they can only seem to funnel into their bank accounts
> as outrageous bonuses.

All bonuses should be banned and this admin should set pay rates for everyone.
Sorted.

> 18. If an insurance company board or its stockholders think the CEO is worth
> more than $500,000 in deferred compensation? Tough.(Section 9014).
>
> ***waaah

That applies to CEO's also.

> 19. You will have to pay an additional 0.5% payroll tax on any dollar you
> make over $250,000 if you file a joint return and $200,000 if you file an

> ***boo hoo...you make more you should pay a little more to help your fellow
> citizens.  Since many people are just selfish inconsiderate aswipes who
> think of nothing beyond them selves, this has become and unfortunately
> necessary measure

If everyone had the same pay, we wouldn't have to add taxes to
re-distribute the wealth now would we?

> 20. If you go for cosmetic surgery, you will pay an additional 5% tax on the
> cost of the procedure. Think you know how to spend that money you earned
> better than the government? Tough. (Section 9017).
>
> **boo fucking hoo

I got nothing.

> One of the commenters said it best:  Basically, what I see you say is that
> Americans have now lost their freedom to deprive other Americans of vital
> health care. Yea, I'd say you are right. Then again, who cares about those
> Americans unwilling to help out their fellow Americans?

All Americans still won't be covered. Most people that opted out will
be dragged in. The people that can't afford it still won't be able to
afford it. Jobs for those people will be harder to come by because
insurance will be added to the cost. Most importantly the most needy,
the unemployed will now be fined and probably lose what little they
have left to help 

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