I've been in business for myself for 14+ years.  Have always paid for my own
health insurance, it can be had for pretty cheap, got full coverage with a
$5k annual deductible for $280 per month for a family of 6.  Adjust your
hourly rates accordingly if that seems high.  

I for one don't want anyone else in charge of my health care or anything
else important to me such as my 401k plan.


Don

> -----Original Message-----
> From: Vicky [mailto:[EMAIL PROTECTED]
> Sent: Saturday, September 13, 2008 11:07 AM
> To: CF-Jobs-Talk
> Subject: Re: What Cold Fusion Job boards are there?
> 
> Agreed on just about everything but the health insurance.  Full-time
> telecommuters still often require full benefits with regard to health
> insurance, 401k, etc.   True, you still save money on the overhead.  I
> happen to be on my husband's insurance, but many are still the sole
> providers.
> 
> On Sat, Sep 13, 2008 at 10:33 AM, Phillip M. Vector <
> [EMAIL PROTECTED]> wrote:
> 
> > I know I've got a major bias here, but I'll say it anyway.
> >
> >  > carl starm wrote:
> > > Our preference is for someone to work at our location in NYC.
> >
> > Carl, there are several good people out there that you are bypassing
> > because you are wanting someone in NYC. Did you consider the
> following?
> >
> > 1) A remote location person can be as connected with your team
> (perhaps
> > more so) then someone on site via IM, email, video conferencing, etc.
> > 2) By not asking them to take transportation every day to work, you
> are
> > helping the planet (Ok, perhaps you aren't interested in being green,
> > but perhaps you are).
> > 3) This one is usually the one that grabs peoples attention. Hiring a
> > telecommuting person not only means that you have more people to
> select
> > from, but it may be CHEAPER... Consider the cost of living in NYC.
> It's
> > pretty high. Now compare that to the cost of living in (let's say)
> > Montana. I would presume that it's much less. It would probably cost
> > less to hire a programmer there. Not only that, but you don't need to
> > provide space in the office, a computer, worry about lunch breaks,
> > health insurance, etc.
> >
> > Seriously. Unless you have something you are working on for the
> > government that requires top secret clearance, then you should
> seriously
> > consider telecommuting. Heck, I wouldn't mind the job, but I also
> need
> > to be at home at this stage of my life, so you are missing out on
> (what
> > I consider) a pretty kick ass CF developer. :)
> >
> >
> 
> 

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