Two questions, probably unrelated:

To an online merchant, is there any way to tell a debit card from a credit 
card of the same type (VISA, MasterCard, etc.) just from the card number?

I've dealt with some companies (Verizon comes to mind) that run some kind 
of preauthorization against a credit card before running the actual charge 
transaction immediately afterward.  What is the reasoning behind doing 
this? 


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