The last time this thread came up, I came up with I thought was a good way
of doing this, but the downside (or not) is that it only allows access to
the data by the customer:

The customer's login password is HASHED in the database.
The customer's credit card information (number, exp and verification
number) is concatenated together (I built a tag to do this and the next
step) and encrypted using the customers plain text password as the key.

Now, neither the password nor the cc info is stored in a retrievable
format within the database. And when the customer needs to make a
purchase, they enter their password and the info is decrypted (by the tag)
and sent to the cc processor...


Tony Schreiber, Senior Partner                  Man and Machine, Limited
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