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>You have to negotiate and settle for a lesser amount to retain your
>vehicle and your title. I did that with an old motorcycle once. I got
>knocked over by a drunk and the bike was damaged cosmetically (I was
>damaged a bit more than cosmetically). The bike was easily repaired but
>because of its age and book value it was totalled. I settled for less
>than full value, kept it and repaired it myself.
>
>You always have the option to keep your vehicle. The insurance industry
>has the option of how much they will pay. Once it's declared a total and
>you turn your title over to them it's gone.


Ok, so if they say the car was $2500 totalled, then what'ya think the'd 
give me if I kept it?


Kelly C. Hanna
El Camino Country
www.hannawoodworks.com











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