I just re-read the policy carefully to see if there was any wording regarding "driving to work". I couldn't find anything. Under the definition of classic vehicle, it states:
 
    1) Is maintained primarily for use in car club activities, exhibitions, parades, other function of public interest or for a private collection; and
 
    2) Is used infrequently for other purposes
 
which doesn't seem to preclude driving to work.
 
The policy does stipulate having to have a "regular use vehicle". It does preclude use for hire, etc, but nothing I could find about driving to work.
 
If I call them, I'll ask where in the policy it says you can't use it to drive to work.
 
Tom
-----Original Message-----
From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED]On Behalf Of Mark Weber
Sent: Thursday, September 25, 2003 6:04 PM
To: The Chevelle Mailing List
Subject: RE: [Chevelle-list] car insurance

As a sanity check, call in from your work phone so they don't know its you and ask them if you had their insurance is it ok if you drove your car to work a few times a month, assuming all other requirements (garaged, other daily drives etc)... 
 
I have two daily drivers and am the only one in the household.
 
The lady said driving to work was really the only thing they did not want me to do.  Maybe it depends on which person is answering your call that day?  The thing I did not want is some hassle if I get rear ended on the interstate in some traffic jam at 3:00 pm and trying to explain to the insurance company how I had the day off and bla bla bla while they are pressing that I violated the agreement.
 
Mark 
-----Original Message-----
From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED]On Behalf Of Tom Tomlinson
Sent: Tuesday, September 16, 2003 7:01 AM
To: The Chevelle Mailing List
Subject: RE: [Chevelle-list] car insurance

Gee, I just switched from State Farm to Hagerty. They didn't give me a hassle about driving occasionally to work; their big issue was making sure there is a daily driver for every licensed driver in the family, which is a challenge for me with 2 kids driving now. I'm paying $125/yr ($8k value), versus $240/yr.
 
Tom Tomlinson
'71 Malibu
-----Original Message-----
From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED]On Behalf Of Mark Weber
Sent: Sunday, September 14, 2003 9:22 PM
To: [EMAIL PROTECTED]; The Chevelle Mailing List
Subject: RE: [Chevelle-list] car insurance

I was with Hagerty for a year, then switched to State Farm.  I like to drive my car to work on occasion. That is really the biggest thing Haggerty is opposed to.  For $10000 value, Hagerty was $111 per year for full coverage.  State Farm gets $370 per 6 months for similar coverage.  With state farm I can suspend liability and collision during the months I don't drive it (winter in MN).
 
Mark
-----Original Message-----
From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED]On Behalf Of Melanie Lopez
Sent: Sunday, September 14, 2003 12:36 PM
To: [EMAIL PROTECTED]
Subject: [Chevelle-list] car insurance

I've been pricing insurance on our Chevelle and was wondering if most of you use your "regular" car insurance to insure your muscle car classics or if you use something else. I've priced a couple on the internet and my "regular " insurance is higher, but can you depend on these internet insurance companies ?  
 
Melanie
 
 

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