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I just met with our BC/BS agent. I finally feel some peace with this
Medicare Drug Plan stuff.
I guess there are 7 regions in the US, and all have different government
criteria. Then, within the regions there are many Insurance companies
offering different options. I guess our region, which includes Iowa,
South Dakota, North Dakota, Minnesota, Montana, Nebraska, and Wyoming, is being
blessed by the government because we do not get subsidized much compared to the
coastal regions. Right now my husband is on a study using Gleevec, so the
drug does not cost him anything. This could change at any time. The
agent recommended Option 2 for him. This would cost him 53.90/month with
no deductible, but Gleevec is not on the formulary. He goes to Houston
Thursday & Friday, and hopefully they will assure him that he will be on the
study for the next year. Otherwise he would have to go to Option 3 which
would cost him $99.90 per month (no deductible). Gleevec is on the
formulary. He would pay 30% coinsurance for all drugs, but they WILL
pick up costs after the $3600 max out of pocket. So, we'll wait until he has
been to MD Anderson and decide which option to use.
Wow...what a nightmare.
My sister is living in Texas, which he says is a whole different
thing!
Debby
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- [CML] Medicare Drug Plans DSTUEDEMAN
- Re: [CML] Medicare Drug Plans Rob
- [CML] Medicare Drug Plans Mona Jones
- [CML] Medicare Drug Plans DSTUEDEMAN
