I live on the west coast of Florida, on an island called Tierra Verde. I had Progressive for years because it had a good deal for smaller, older boats in the hurricane zone – about $500 a year for 10K coverage and, more importantly here, liability and full salvage, in case the boat gets whacked in a storm. Then the premium began creeping up noticeably every year, until it was about $800. I checked out BoatUS and found, to my amazement, that its formerly huge premiums for Florida had dropped to where I could get better coverage than Progressive for $400 a year. Again, no survey, just photos and a self-reported form on the boat’s condition. I’m holding my breath to see what happens at renewal time after this past hurricane season. I’m also thinking about a larger cruising boat (maybe even a C&C again!), so I’m bracing myself for that. A friend with an Island Packet 37 that he cruises all over says he pays 5K a year on a boat worth maybe 150K. Jack Brennan Former C&C 25 Shanachie, 1974 Bristol 30 Tierra Verde, Fl.
--- This email has been checked for viruses by Avast antivirus software. https://www.avast.com/antivirus
_______________________________________________ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray
