I called back again and they went from 1125$ to 1092$ for 40k still way to 
much. I talked to an agent at the providence boat show (maritime insurance 
int.) and he agreed that boat US was unusually high. I will talk to him next 
week and he will have quotes for me maybe an agent is the way to go. Thanks for 
all the responses this is a very good discussion. I'll report as soon as i have 
more info to share.

Gary K "Liberty" 1976 38' MKII


> On February 5, 2018 at 3:29 PM Gary Russell via CnC-List 
> <[email protected]> wrote:
> 
>     Whatever the traffic will bear, I guess!
>     Gary
>     S/V Kaylarah
>     '90 C&C 37+
>     East Greenwich, RI, USA
> 
>     ~~~~~~~ _/ )~~~~~~
> 
> 
>     On Mon, Feb 5, 2018 at 3:18 PM, David via CnC-List <[email protected] 
> mailto:[email protected] > wrote:
> 
>         > >         So let me understand this...Geico current premium is 
> $1040 vs. an online quote from Geico of $523...???
> > 
> > 
> >         David F. Risch
> > 
> >         (401) 419-4650 (cell)
> > 
> > 
> > 
> > 
> >         ---------------------------------------------
> >         From: CnC-List <[email protected] 
> > mailto:[email protected] > on behalf of Matthew L. Wolford via 
> > CnC-List <[email protected] mailto:[email protected] >
> >         Sent: Monday, February 5, 2018 1:44 PM
> >         To: [email protected] mailto:[email protected]
> >         Cc: Matthew L. Wolford
> > 
> >         Subject: Re: Stus-List Boat Insurance
> >          
> >         I assume you saw my e-mail note over the weekend where I went 
> > through GEICO’s on-line quote process.  In my case, in 2017 I paid a $1040 
> > annual premium versus a $523 on-line quote for the same or better coverage 
> > (and slightly higher hull value).  All you did was remind me about the call 
> > I planned to make.
> >          
> >         Besides, I’m not going to rat you out.
> >          
> >         From: Frederick G Street via CnC-List mailto:[email protected]
> >         Sent: Monday, February 05, 2018 1:26 PM
> >         To: [email protected] mailto:[email protected]
> >         Cc: Frederick G Street mailto:[email protected]
> >         Subject: Re: Stus-List Boat Insurance
> >          
> >         Once Geico finds out I started an avalanche, they’re going to raise 
> > my rates again…
> >          
> >         — Fred
> > 
> >         Fred Street -- Minneapolis
> >         S/V Oceanis (1979 C&C Landfall 38) -- on the hard in Bayfield, WI   
> > :^(
> > 
> > 
> >             > > >             On Feb 5, 2018, at 12:16 PM, Matthew L. 
> > Wolford via CnC-List < [email protected] mailto:[email protected] > 
> > wrote:
> > >              
> > >             Well done, Fred.  On the phone now.
> > >              
> > >             From:   Frederick G Street via CnC-List 
> > > mailto:[email protected]
> > >             Sent:  Monday, February 05, 2018 11:51 AM
> > >             To:   [email protected] mailto:[email protected]
> > >             Cc:   Frederick G Street mailto:[email protected]
> > >             Subject:  Re: Stus-List Boat Insurance
> > >              
> > >             I’ve been on the phone with Geico Marine this morning, trying 
> > > to get a straight answer as to why the premium for my current policy 
> > > (rolled over from BoatUS) is nearly 50% higher than a quote I got online 
> > > over the weekend with the same deductibles and coverage.  
> > >              
> > >             This is on an agreed hull value of $50,000 (yes, I know 
> > > that’s really high for my boat, but I haven’t seen any reason to change 
> > > it…), with 1% deductible and $500,000 of liability; and covers sailing on 
> > > the Great Lakes and tributaries.  My BoatUS premium was a little under 
> > > $700.00; when it moved to Geico it went up to $852.00.  The quote I got 
> > > online was for $571.00.
> > >              
> > >             In my initial conversation this morning, the agent on the 
> > > phone said that my renewal coming in March was going to be less than last 
> > > year; somewhere in the $750.00 range.  She said that I could go ahead and 
> > > get insurance at the online quoted rate, but I would need to get a survey 
> > > done before they’d cover me on a new policy.
> > >              
> > >             After talking at length with an underwriter and reviewing my 
> > > policy, the agent just called back: my renewal in March will cost $494.00.
> > >              
> > >             I guess it pays to be the squeaky wheel sometimes…
> > >              
> > >             — Fred
> > >              
> > > 
> > >             Fred Street -- Minneapolis
> > >             S/V Oceanis (1979 C&C Landfall 38) -- on the hard in 
> > > Bayfield, WI   :^(
> > > 
> > >         > >          
> > 
> > 
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> > 
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> > 
> > 
> >     > 
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