Staying with BoatUS too.   Got a few other quotes and was not impressed 
especially as I have $0 deductible now.   I have heard all good things when the 
you-know-what hits the fan and you have to file a claim.


And.  Just called them to add our 9' restored Dyer sail Dink.   She made a note 
and the little guy is insured for 5k.   Easy Peasy.  Both dinghys insured under 
the Mother Ship.


________________________________
From: CnC-List <[email protected]> on behalf of Della Barba, Joe 
via CnC-List <[email protected]>
Sent: Tuesday, February 6, 2018 10:41 AM
To: [email protected]
Cc: Della Barba, Joe
Subject: Re: Stus-List Insurance issues

My Allstate agent said no way would Allstate touch a 35 foot boat.
I had one claim with BOATUS and I could not be happier with the service. 
Basically "get it fixed, have the yard fax us the bill". We hit an underwater 
something, not sure what, and it bent the prop shaft.



Joe Della Barba
Coquina


-----Original Message-----
From: CnC-List [mailto:[email protected]] On Behalf Of Howard and 
Skippy via CnC-List
Sent: Tuesday, February 06, 2018 9:46 AM
To: [email protected]
Cc: Howard and Skippy <[email protected]>
Subject: Stus-List Insurance issues

Insurance experience
My C&C 35-3 has been insured by Allstate for the last 25 years and I
have experience with 3 major claims. Once, while transiting Plum Gut
with my son at the helm, doing about 8 kts with the big chute up, we hit
an unseen, underground spire submerged 6' below the surface. 20k later
Allstate covered all but the 500 deductible and there was no increase in
rate which has held at about 5-600 with an insured value of 60k + 6k for
"accessories" for the duration of coverage.   About 10-15 years ago, the
boat, during a storm, was blown off its jack stands when the cover
caught one of the stands causing hull and rigging damage. some 20+k
later, Allstate handled the claim speedily and without premium increase.
The boat was totaled in Super Storm Sandy. After a 45K payout, Allstate
gave me the boat along with the check. I used the $ to rebuild the boat
and she is as good as or better now than new. There has been no real
increase in premium. I can only praise Allstate in that they are 1/2 the
cost of Boat US, have been easy to work with and have stuck with me
through  3 major incidents.
Howard Paul, skipper Knot Again

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