New Hampshire Insurance (part of AIG) for over 5 years. No problem with older boat. Did require new survey this year. $733 premium for $41K hull value, $820 deductible, $410 tender, $300K indemnity, $1K towing, $2K personal, $300K uninsured boater and $997 fuel spill. Pay $10/ft for a quick haul if hurricane hits. There are some exclusions of coverage dealing with mature equipment, latent defects and fuel tanks but I felt are manageable. Sold through independent agents.
John and Maryann Legacy III 1982 C&C 34 Noank, CT From: David Morris via CnC-List [mailto:[email protected]] Sent: Tuesday, June 22, 2021 9:04 AM To: [email protected] Cc: [email protected] Subject: Stus-List Insurance for Older Boats In the course of jumping through hoops imposed by our insurance carrier for our 1975 C&C 30 MK1, I had an email from a senior VP with Gallagher Skipper's Plan that says, in part: "In the today's market it is extremely difficult to find insurers willing to write sailboats over 40 years old. These boats have a high incidence of fires, rigging failures, pulled chainplates, and rudder failures and are considered high risk. Five insurance companies have stopped offering quotes for sailboats over 30 and the few that will offer it are very picky." This, of course, is highly concerning. Any recommendation for a carrier that is more favourably inclined to cover an older boat would be most appreciated. David Morris
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