A CAC card (Computer Authorization Card???) is a ROM that plugs into a USB port 
and is the authentication for Windows/system logon, and everything else.  It's 
been used for a few years now on military networks.  No reason it couldn't be 
extended to civilian uses.  "CAC" may not be entirely correct, but I believe it 
is.  I don't have one.  The user carries it around on his person like an ID 
card.

Password safe http://passwordsafe.sourceforge.net/  is freeware.  There are 
lots of similar products out there.  One password opens the "safe" and all 
usernames and passwords are used by copy/paste.  I haven't done extensive 
research on them.  Some come with security suites.  Others are stand-alone 
products.

Fred Holmes

At 12:15 PM 12/29/2007, Judy Cosler wrote:
>what is a CAC card??
>
>what is good s/w for changing & storing p/w's?
>
>Fred Holmes wrote:
>>Some systems will lock you out after a small number of consecutive failed 
>>authentication attempts.  Three?  Five?  Ten?
>>
>>It would also seem possible to write code that requires the system to wait, 
>>say five seconds, before another attempt at a correct password may be made, 
>>thus making a dictionary attack impossibly long.
>>
>>I don't think requiring frequent change of password is worth much.
>>
>>Sooner or later everyone will have a CAC card, or at least banks will issue 
>>them for on-line banking.
>>
>>Fred Holmes
>>
>>At 09:51 AM 12/29/2007, Tom Piwowar wrote:
>>  
>>>Passwords have to be stored on the computer or network so the OS can verify 
>>>what is typed in. The secure way to do this is to never store an actual 
>>>password, but instead a hashed version. So when a password is typed it is 
>>>hashed by the computer and compared to the stored version. This way there is 
>>>never a copy of the password that a hacker may find. The hashing programs 
>>>work only in one direction, so a hashed password can't be unhashed.
>>>
>>>This can be defeated by a dictionary attack. Every possible combination of 
>>>characters is hashed and the password-hash pair stored. Then the hacker only 
>>>has to retrieve the hashed password and look up the real password in the 
>>>dictionary. This was once hard to do because it took so long to create the 
>>>dictionary. But today such a dictionary only has to be created once and 
>>>lookups can easily be made via the Web, often simply Googled.
>>>
>>>So isn't all the fuss to force us to make up long, complicated passwords and 
>>>change them frequently, just a silly waste of time? What they call "security 
>>>theater."
>>>    
>>
>>
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