Anca,
I work as a real estate broker (Illinois) and have some historical
experience managing a shared office space.  Please check with your
attorney for the specific requirements for CA and what protections are
required of you.

The quick answer, to save you a little money from your attorney and
insurance broker, is that the remaining liability for their personal
property (laptop, phone, files, etc) is on the member/client/tenant.
You may want to have a specific disclaimer in your agreement stating
that to protect yourself.

In the traditional real estate realm, the landlord insists on having
proof of insurance (certificate of insurance) from the tenant, as you
must have had to do for your landlord.

yes, this is hardly a traditional space use approach with coworking,
so you may not be able to insist on this - especially for the hourly
or daily user who is there only a few hours per week.

If you have a full-time scenario and a specific designated space for
such a user, it's critical to have a written disclaimer about any
liability for their personal property and have them initial by that
statement.

You may be able to ask full-timers for something equivalent to
renter's insurance to cover the contents of their workspace, but I'm
not familiar with California.

Hope this is helpful,
Wendy
www.siteresolve.com
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