Anne & Lynn Wheeler wrote:
> part of x9.59 retail payment standard requires the
> transaction to be authenticated. another part of the
> x9.59 retail payment standard requires that the
> account number in x9.59 retail payments can't be used
> in non-authenticated transactions. it as been
> recognized for a long time that a major source of
> account financial fraud  has been the data breaches
> http://www.garlic.com/~lynn/subpubkey.html#harvest

Have any merchants adopted the X9.59 standard?

Is it in fact possible for a merchant to today take
orders over X9.59?

         James A. Donald

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