-Caveat Lector-

forwarded...

Dave Hartley
http://www.Asheville-Computer.com
http://www.ioa.com/~davehart


-----Original Message-----
From: MichaelP [mailto:[EMAIL PROTECTED]]
Sent: Wednesday, September 08, 1999 12:49 AM
To: unlikely.suspects :;
Subject: RE: Deutschebank report:Ag Biotech: Thanks, But No Thanks?

Theres's something curious going on.

Y'all remember the "withering away of the state " as part of the language
used and discussed by Marx, Engels, Lenin [ see eg
http://www.marxists.org/archive/lenin/works/1917/sep/staterev/ch05.htm ]

Whether the Soviet Union was part of what those thinkers had in mind is
debatable; in any case the manner in which that state withered away didn't
provide a healthy example of something desirable.

The  appearence and putting into effect of neoliberal ideas seems to
depend not on the  "withering away of the state " , but rather on the
"withering away of society, or more corrrectly of  ideas of community, and
their total replacement by the idea that market forces are the only guide
to state action."  This reminds me about Maggie Thatcher's dictum that
"THERE IS NO ALTERNATIVE."

I'm sure there is a book to be written - perhaps it  already exists
outside my limited knowledge.  This of course takes us away from democracy
and the idea of "one person one vote" as a means of guiding  state action;
the replacement is that state action is to be guided by whover/whatever
can make money and thereby guide/control the market.

In the single realm of genetic manipulation, we call for the slowing down,
at least, of the introduction of GM foods because we have not been
satisfied that sufficient precautions have been taken to avoid
yet-unanticipated consequences.

But what I see as curious is that , suddenly,  it's the market rather than
society that  seems to be directing the result.

It's a few weeks since Deutsche Bank issued its report on
"Ag. Biotech: Thanks But No Thanks"
http://www.biotech-info.net/Deutsche.pdf
[in acrobat format]

I'm posting much of the text in that report - that means leaving out the
diagrams, tables - but those remain available for inspection, and
meanwhile what the bankers say is fascinating.

Cheers
MichaelP

=================================
Ag Biotech: Thanks, But No Thanks?
Table of Contents
        Ag Biotech: Thanks, But No Thanks?
        The GMO Debate.
        Europe versus the United States of America
        Premiums for Non-GMOs
        "Against the Grain"
        The Ag-Biotechnology Revolution
        Appendix 1: GMOs - What Are They Saying in Corn Country?
        Appendix 2: GMOs Are Dead
Table of Exhibits
        Figure 1: Attitudes to Genetically Modified Foodstuffs
        Figure 2: Premium for Non-GMO Soybeans
        Figure 3: Unresolved Questions From Against the Grain
        Figure 4: Biotech Market Opportunity
======================

Let's state up front that this is not an indictment against the safety of
GMOs (genetically modified organisms). We are willing to believe that the
GMO crops are safe and, in fact, may provide a benefit for the
environment. What we are saying, however, is that the perception wars are
being lost by industry, one battle after another, and there is little on
the near-term horizon likely to replicate General Pickett's Charge in
favor of industry. Perception is far more important than reality for this
issue. With that said, let's look at the perceptions and how we believe
this is likely to play out.

Industry fully believes that it has science on its side, but science may
not be enough. We have long used the analogy of nuclear energy and confess
we are pleased to see The Economist in a recent article pick up on the
theme. We believe that the science of nuclear energy is safe and
warranted, but the public reluctance following Three Mile Island and
Chernobyl effectively killed it in this country, despite successes in
France and elsewhere.

Consensus opinion on ag-biotechnology has been steadfastly bullish for
quite some time now. We recall feeling very much in the minority when we
participated in a Wall Street Transcript roundtable last fall with other
sell-side major chemical analysts who felt optimistic with respect to
ag-biotech. Nary a discouraging word was spoken with respect to
ag-biotech. Although we were not born in St. Louis (Newark, NJ, actually),
one can safely say that we are from Missouri on this issue - "Show me."
The mere fact that an industry leader such as DuPont steadfastly refuses
to publicly forecast when ag-biotech will yield a return on investment
does trouble us.

Although it has been nine months since we first printed our concerns about
ag-biotech going the way of nuclear energy in this country, we count
ourselves among those surprised at how rapidly this forecast appears to be
playing out. Not a day goes by lately where concerns and/or rebuttals are
not in the press somewhere in the world. Domestic concerns regarding
ag-biotechnology are clearly on the rise, with the Monarch butterfly but
one example of negative press causing a rethink of the future. For the
most part, though, it has not yet gotten the attention of the ordinary
U.S. citizen, but when it does - look out.

THE GMO DEBATE

In the United States, the GMO debate would have occurred earlier this
decade had the FDA opened up the question for debate. Rather, in 1992, the
FDA unilaterally decided (in its opinion) that as long as a GM food is no
more toxic, allergenic, or any less "substantially equivalent" than its
standard counterpart, it need not be labeled to show the process that
created it. That decision is in sharp contrast to European labeling laws,
introduced in 1997, which require that any food must be recorded as a GM
one if it contains residues of engineered DNA or protein. While the
science behind GMOs may say one thing, we believe the lack of public
discourse back then should lead to more heightened scrutiny when it does
come.


According to a recent IFIC poll, almost half of Americans think their
foods are 100% free of biotechnology, when in reality, almost 60% of
processed food already contains GM products, including virtually all
candy, chocolate bars, ice cream, cookies, salad dressing, etc. This
disconnect between perception and reality cannot be good for industry when
the forum for debate reopens.

We think that the U.S. public will ask to be heard before all is said and
done. As many as 25% of all Americans have at one time or another paid
more to get organically grown food rather than the status quo. What are
they likely to say about GMOs when they know the whole story? As each day
passes, we believe that more and more people will take another look at
what they are eating. Reading the label on food products is de rigueur,
but GMO products are not labeled as such. Anecdotally, we attended a
Fourth of July picnic and observed a lovely homemade potato salad with a
note attached saying, "This salad contains peanut oil." Surprisingly,
although very few people have negative reactions to peanut oil, it
appeared to us that this lovely potato salad was discriminated against
when it came time to select a side dish to the beloved hot dog. We also
know that it probably contained GMO products, but nothing was labeled as
such. Do U.S. consumers have a right to know?

We found it interesting that DuPont, Monsanto, Novartis, and others,
including opponents of ag-biotech, recently gathered to construct future
scenarios on how it will all play out. In one particular game-playing
session, each of three potential stories or outcomes led to possible
downside from today's bull case being promulgated by the leading
suppliers. One case suggested mass acceptance of ag-biotech leading to the
commoditization of key biotechnology products, turning them into
low-margin commodities. Admittedly, this story has the happiest interim
period for producers and investors. A second scenario drags the chaos
theory into the mix, with a seemingly minor factor serving to kick off a
massive push for new regulations that would stifle biotechnology
applications. A third story was characterized as "thanks but no thanks,"
as consumers decide that biotechnology derived foods are not as appealing
as all-organic or current offerings. "Thanks, but no thanks" appears to be
in the lead in Europe and could easily become the thought process in the
United States as well.


EUROPE VERSUS THE UNITED STATES OF AMERICA

As we read press reports from U.S. Agriculture Secretary Dan Glickman
equating European reluctance to ag-biotechnology to the trade disputes
with beef and, more so, bananas, we are disheartened. Taking others'
cultural backgrounds and concerns into account would seem to be a
prerequisite for the job, given the vast amount of exporting done by the
United States, but perhaps political considerations are all that matters.
Also weighing in is Stuart Eizenstat, Under Secretary of State, saying
"The Europeans have an absolute fear, unfounded by any scientific basis,
in accepting these (GMO) products." U.S trade representative Charlene
Barshefsky suggested that the United States is considering launching a
case against the EU in the World Trade Organization because of delays in
its GM approval system, to which European Commission officials said any
challenge would fail. We agree.

European consumers have recently been through the mad cow disease crisis,
the French AIDS-tainted blood crisis, the Dutch pig plague crisis, the
Belgian chicken dioxin crisis, the Belgian Coca-Cola crisis, etc.
Therefore, hearing from unsophisticated Americans that their fears are
unfounded may not be the best way of proceeding. ( Author's note: As
patriotic Americans, the America bashing in this report is wholly
unintentional.) We point to the American Council of Science and Health
commenting on the Belgian Coca-Cola scandal as follows, "The disease
symptoms may be real, but their cause is psychological, not physical . . .
no sign of a toxic agent was found." We're sure the Belgian school
children are reassured.

The European concerns are very real. In the past month, a senior manager
at a European-based chemical giant expressed serious reservations to us
about the benignness of GMOs and said that given a choice, he would select
non-GMOs any day. By the way, the company he works for is actively
involved in ag-biotechnology. We also conducted a highly unscientific
survey of Europeans we know to gauge their reaction to GMOs. Universally,
it was thumbs down.

One survey, conducted in 1995, found that 49% of Swedes, 70% of Germans
and 78% of Austrians would not buy a bioengineered food product. In
contrast, an average of 70% of Japanese, U.S. and Canadian consumers would
buy such products. The survey highlighted below shows the European
disapprovals in a more stark fashion. Consider that this survey was done
well before the current hoopla surrounding GMOs reared its head in Europe.

[Survey results ommitted]

But the dispute also revolves around the European desire to label the
products as modified. The arguments against labeling seem self-serving at
best. What about the time-honored tradition of the consumers
right-to-know?

On April 2, 1997, the E.C. voted 407 to two to ban the importation of
unlabeled genetically engineered U.S. corn crops. The undisclosed
transgenic origin of much of the soy lethicin in chocolate led the Swiss
government to confiscate and destroy 500 tonnes of locally produced
chocolate around Easter 1997.

So, will broader education make the difference? We note that Monsanto has
spent more than $1.5 million to persuade English consumers of the
rectitude of their position, but, alas, to no avail. Monsanto is little
match for Prince Charles, an anti-GMO advocate, when it comes to
sensitivity for the English people's desires. More broadly speaking, it
appears that the food companies, retailers, grain processors, and
Governments are sending a signal to the seed producers that "we are not
ready for GMOs." The situation in Europe is probably more advanced than
people are aware. Even flavor ingredient suppliers are losing business
when they choose to tell the truth that they do not know if their products
contain some minor quantity of GMO in lethicin, for example, rather than
to boldly say it is GMO free.

Several European countries have said that the E.U. shouldn't authorize any
GMOs "I until it is demonstrated that there is no adverse effect on the
environment and human health." Is this reasonable to ask for? Yes, but
whose definition of demonstration do we use? The producers will already
argue that they have made their case. But the Governments and the public,
on the other hand, are reluctant to agree just yet. The European
Commission has also said, "We want the procedure to include more
consultation with the public and our scientific committees." We believe
that the Greek government will ask its E.U. partners to sign a declaration
saying that they will reject any new applications until such time as the
revised law is up and running, which could be as late as 2002.


==============================

February 1997

Austria and Luxembourg ban sale, and France prohibits commercial growing
of Novartis' maize genetically modified to be resistant to herbicide and
European corn borer.

March 1997

Italy and Spain ban commercial growing of Novartis' modified maize.

April 1997

European Parliament calls on European Commission (EC) to suspend market
consent for Novartis' modified maize.

September 1997

Italy withdraws its ban on cultivation of Novartis' genetically modified
maize.

November 1997

France announces a moratorium on commercial cultivation of all genetically
modified crops with the exception of Novartis' maize.

December 1997

France announces a moratorium on commercial use of all genetically
modified crops containing antibiotic resistance marker genes with the
exception of Novartis' maize.

July 1998

France declares a moratorium on growing of genetically modified crops
(beet and rape) that have wild relatives in Europe.

September 1998

France's highest administrative court suspends authorization to grow
Novartis' modified maize. All of Austria's main supermarket chains take
genetically modified products off their shelves.

October 1998

Greece bans import of genetically modified rapeseed. The U.K. announces a
de facto three-year moratorium on genetically engineered insect-resistant
plants.

November 1998

France bans import and sale of two varieties of genetically modified
rapeseed.

February 1999

European Parliament calls for labeling of genetically modified crops and
foods. It also calls for a ban on antibiotic resistance marker genes in
modified crops.

March 1999

U.K. retailer Sainsbury's forms a consortium of major European retailers -
including Marks & Spencer (U.K.), Carrefour (France), and Superquinn
(Ireland) - that will jointly buy products that are not genetically
modified. Greece announces that all applications for experimental
plantings of genetically modified crops presently pending will be
rejected.

April 1999

Nestl
 UK and Unilever UK, national subsidiaries of the two largest food
producers in the world, announce that they will phase out use of
genetically modified ingredients in their products. Tesco, the biggest
retailer in the U.K., announces its own brands will be free of genetically
modified ingredients.

May 1999

EC suspends approval processes for all new genetically modified crops.

Source: C&EN, Deutsche Banc Alex. Brown research.
=============

One argument for the differences in attitudes between the United States
and Europe is the trust Americans put in their regulatory agencies such as
the FDA. Forgive us for snickering, but perhaps we have seen one too many
expose on lax FDA supervision of the food chain. No, we ascribe part of
the difference in the litigious, or even media-obsessed, society Americans
live in, where one false step by a food producer is likely to land them on
the front page and in bankruptcy, do not pass go, do not collect $200. The
food companies must be proactive stewards of the public trust.

To date, the concerns have been raised mostly in Europe with Asians
reportedly less concerned. It was recently reported by Charles Martin, a
vice president at Monsanto, that "I Asia is warming up to genetically
modified organisms in agriculture and will step up usage of such
technology over the next few years." We would hope that Monsanto is
bullish on prospects in Asia. Furthermore, Martin is quoted as saying,
"IMonsanto is in favor of labeling. The most practical way of labeling is
to label those foods that are free of GMOs." Tim Ramey recently said that
once testing for GMOs becomes standard, the market for U.S. GMO-free
soybeans and corn will explode.

Latin America has been more of a mixed bag. Argentina has been a producer
of GMO crops, while Brazil has been holding back. However, the Brazilian
Agriculture Ministry recently approved GMO soybeans, only to have a
Federal Court block it pending an environmental impact study. Given the
premiums for non-GMOs (discussed below), this may turn out to be a
blessing in disguise.

PREMIUMS FOR NON-GMOS

Deutsche Banc Alex. Brown's food and seed analyst, Tim Ramey, was among
those to identify a bifurcated market developing with a PREMIUM being
placed on non-GMO crops rather than the hoped for premium on GMO crops. In
the fall of 1998, Consolidated Grain & Barge offered a 2 cents/bu. premium
for non-GMO corn, while others offered a 5 cents/bu. premium. Archer
Daniels Midland (NYSE-ADM-15 1/16) is paying an 18 cents/bu. premium for
non-GMO soybeans this year, with DuPont's STS the prime beneficiary (and
it is widely believed that DuPont is the payer of that premium). Martin
Andreas, senior vice president for ADM, feels the program offers farmers a
way to avoid the recent problems revolving around genetically modified
crops, saying, "He's got a home for his product, he's got a good premium
price and he's taken out of the political difficulties surrounding the GMO
issue. I think it's a pretty decent program for the farmer." But what
about for the ag-biotech industry? The U.K. Farmer's Weekly recently had
an estimate from seed dealers suggesting that up to 20% of GM corn seed
was returned to distributors by farmers this year.

DuPont's program of offering growers a 25 cents/bu. premium for
conventionally bred STS soybeans for its wholly owned PTI subsidiary
suggests a growing realization that non-GMO is the product of choice.
While 130,000 acres were said to be in the program in 1998, many more
acres are in the program this year.

According to AGStock USA:
 "DuPont recognized an opportunity. Its STS soybeans were bred without GMO
technologies to resist Synchrony herbicide. And the use of Synchrony on
the field would kill any GMO rogue beans. 'We felt we could safely assure
there were no GMOs in the beans,' says Mike Ricciuto, spokesperson for
DuPont Ag Enterprise. 'This year, we'll expand our program to other
soybean processors besides PTI.'

He acknowledges that the program puts the company in an awkward position.
DuPont is a proponent of biotechnology. It markets a genetically modified
high oleic soybean produced through biotechnology and plans to offer many
more biotechnology products. "We support GMOs and believe their safety for
consumers is assured. However, if the market offers a premium for a
non-GMO product, why not satisfy that customer?" asks Ricciuto.

While we understand the need to satisfy customer demand, could that
customer demand be telling you something?

DuPont appears to be having its life sciences cake and eating it too (no
pun intended.) With DuPont actively promoting that STS soybeans are
non-GMO, with tacit acknowledgement that this is a good thing, it appears
somewhat self-defeating for the longer-term prospects. It does play right
into Nestle (OTC-NSRGY-92 3/16), Unilever (NYSE-UN-74) and others (see
appendix) who have already banned the use of GMO products in their food
formulations. This, of course, is helping to create a premium for non-GM
products (or, if you'd like, a discount for GM products). Is DuPont a
proponent of ag-biotechnology? The answer is yes, but you need to look
beyond the surface of the STS soybean marketing.

"AGAINST THE GRAIN"

We recently read the 1998 book Against the Grain; Biotechnology and the
Corporate Takeover of Your Food. We confess that our predisposition was
that this book would be anti-capitalist and a slipshod defense for the
radical position against GMO foods. We were amused by various mistakes,
including referencing Bob Shapiro as the ex-CEO of Monsanto, and the two
references of American-based AgrEvo. But, as a whole, the facts were more
often right than wrong. While capitalism is taken to task on occasion, the
book did in fact strive to be balanced in many aspects and merely sought
to present a countering argument for the rapid and widespread introduction
of biotechnology foods. The authors, Dr. Marc Lappe and Britt Bailey,
contend that the quest for corporate profits has ridden roughshod over
questions of public health, freedom of choice and ecological stability.

The overuse of the Bt toxin is suggested to lead in short order to the
development of resistant strains, thereby making it useless to organic
farmers. A 1997 study in the Proceedings of the National Academy of
Sciences reported that 1.5 out of 1,000 moth larvae now carry the gene to
overcome Bt toxin, which is 1,000 times more than had been predicated.
Mycogen scientists are said to have estimated that the effective shelf
life of their Bt technologies is no more than about ten years.

Another complaint is that the radical transformation of the ag economy has
been planned and is being executed behind closed academic and corporate
doors with very little public input. "Any mistake made early in the
genetic engineering game may reverberate for decades . . . Damage and
disease may become evident only after several generations when such gene
insertions create subtle plant morphological or biochemical changes that
put the plant in harm's way for injury by a novel pathogen or
environmental stressor." With the rush to market and little assessments
done on the health effects, the authors are also concerned about the
possible health hazards from ingesting genetically modified food crops.
They claim that no studies have been performed to measure the impact of
chronic ingestion of finished products that contain increasing amounts of
transgenic crops. And what about infants drinking soy formula?

Figure 3: Unresolved Questions From Against the Grain
  ** Are there hidden risks in moving genes across species in plants?
  ** Have we missed possible secondary effects of gene transfer across
whole crop lineages in assessing the safety of genetically engineered
crops?
  ** Is there a loss of opportunity for genuine progress in choosing
certain genes for crop development and not others?
  ** Are novel ecological risks created from developing monocultures of
genetically engineered crops?
  ** Are special problems of disease resistance and vulnerability posed by
transgenic crop types?
  ** Will new patterns of pesticide use create health risks to farm
workers or consumers?

Even no-till is called into question with the increase in level of
herbicide usage that might result in a "situation analogous to the
antibiotic debacle now facing modern science: overuse leads to resistant
pests." Roundup Ready crops were even cited for providing a lower yield
with respect to conventional soybeans according to a 1996 Arkansas study
(Source: L.O. Ashlock et al., Cooperative Extension Service, Soybean
Update, University of Arkansas, February 1997.)

GMO crops have been around since at least the early 1970s, with
strawberries targeted to resist frost, but the results were said to be
disappointing and the attempt abandoned. Later, a methionine-rich gene
from a Brazilian nut was introduced into soybeans to increase protein, but
was found to contain the allergenic properties of the Brazilian nut. While
this has often been cited as an example of the failure of science, we
actually think that it is an example of science working to identify the
problem, by Pioneer Hi-Bred in this case, before bringing it onto the
market.

In 1994, Calgene's attempt to market the Flavr-Savr tomato and the DNAP
Endless Summer tomato failed when both products were removed from the
market after less-than-enthusiastic consumer acceptance. In 1997,
Monsanto, the new owner of Calgene, re-introduced the Flavr-Savr under a
different name, McGregor, without reference to the genetically engineered
origin. This, of course, is counter to the previous claim of inviting
labeling for GMO products. Sticking within the tomato family, Seminis
introduced a reduced solids tomato that did not fare well in the
marketplace.

The authors contend that the conventional wisdom of the necessity of GMO
to feed the world 20 years from now could be turned aside through high
precision agriculture. They state that 40% of the world's current food
production comes from just 17% of the land that is irrigated. They further
object to the U.S. EPA decision to increase the glyphosate residue
tolerances from six ppm to 20 ppm for raw soybeans and from 100 ppm to 200
ppm for soybean hay. We confess that while we are not experts, we are
hard-pressed to think of many instances when the EPA actually raised
tolerance levels for herbicides. A further bug-a-boo for them is that the
initial biotechnology crops are those selected for greater earnings power
and herbicide resistance rather than in making greater nutritional value.

The chapter titled, "Are we ready for Roundup Ready Foods?" starts with a
quote from Hendrik Verfaillie, senior vice president of Monsanto, "IThe
biggest mistake that anyone can make is moving slowly, because the game is
going to be over before you start." This gets back to their contention
that the quest for corporate profits has ridden roughshod over questions
of public health, freedom of choice and ecological stability. However, the
book appeared to be even handed in its discussions with farmers as to
their opinions on Roundup Ready, with a Mr. Zanone singing its praises and
another, a Mr. Taylor, being dead set against.

THE AG-BIOTECHNOLOGY REVOLUTION

There is little doubt that the prospects for an ag-biotechnology
revolution flooding the corporate coffers for the companies of interest to
us are real. We believe that Zeneca has done the best public analysis of
what this potential is by company as shown in the exhibit below. The vast
discrepancies in the order of magnitude in the market sizes where the
major players can participate is due mainly to the expertise segmented by
input traits and output traits. We believe the near-term gains are flowing
more so to input traits, but the long-term home runs will be focused on
output traits (or functional foods), where DuPont maintains a commanding
presence. Our position, however, is that right now the likelihood of
functional foods becoming dysfunctional is higher than ever before.

The Life Sciences banner has been associated with speed. The speed to
market and the speed of acquisition have been critical. Unfortunately, the
food companies, retailers, etc. are not willing or able to move at the
Life Science speed and have no incentive to do so.

Within DuPont and others there is more to biotechnology than just
ag-biotechnology used for crops to feed humans and/or animals. We suspect
that GMO cotton and other fiber crops, which will not enter the food
chain, will not draw the attention or focus that corn, soybeans, etc,
have. There is also the "dream" to produce chemicals and plastics from
plants (e.g., use fermentable corn sugar to make biotech chemicals to make
a new type of polyester). We believe little of what was mentioned
previously in this report ought to impact the progress made on this front.
We doubt that Greenpeace or others will actively object to this part of
the biotech future. We, on the other hand, will actively track the
progress made and the potential economic benefits to be derived from this
part of the science platform.

When all of the above is taken into consideration, we believe the prudent
observer will come away with a longer time horizon for consumer acceptance
of ag-biotechnology. Experience has also shown, in the Flavr-Savr tomato
story, that fantastic profits may not be realized. This lengthens the
payback period for the massive investments already made and decreases the
ROI. The huge prices paid for seed companies depend on the value added and
rapid rate of technology development that GMOs promise. It also strips out
some of the former hype (no, hype is too strong a word) - the former
enthusiasm for investing in ag-biotech today that led to very impressive
multiples being paid.

We believe reason will prevail in the end and more normal multiples will
be the new norm. For these and other reasons, we are maintaining our
Market Perform rating on DuPont, and continue to believe that the growing
negative sentiment toward GMOs creates problems for Pioneer, Monsanto,
Delta & Pine Land, Novartis and, to a smaller extent, Dow.




APPENDIX 1

GMOs - What are they saying in corn country?
Subject: Industry Update
Analyst: TIMOTHY RAMEY, 212/469-5221
Associate: Marla J. Wimmer, 212/469-5077 / Rachel M Rocker, 212/469-5799
Industry: Food, Wine & Agribusiness
Date: June 3, 1999

Since we published our "GMOs Are Dead" report, we have been getting a lot
of questions about the alleged two-tiered market in which traditional
hybrids sell at a premium to genetically modified ones. Is the food
industry actually paying a premium for GMO-free corn and soybeans or is it
all just hearsay? In search on the answer, we pull out our little black
book and hit the phones. We talked to quite a few Midwest grain
merchandisers and myriad other corn and soybean industry experts. Here is
what we learned:

A specialty market for non-GMO soybeans has existed since at least 1997.
Demand for this product is coming mainly out of the EU and, to a lesser
extent, from Japan and the U.S.. Right now, premiums on contract-grown
non-GMO beans are hovering around $0.20/bu. In the 1998 crop season,
premiums averaged slightly higher. European processors tended to source
most of their "GMO-free" soybeans out of Brazil in 1997, when labeling of
GMO products first became mandatory in the EU. However, as illegally
imported Roundup Ready beans have taint the Brazilian crop, the U.S.
market for GMO-free product has grown.

The premium market for non-GMO corn is comparatively unproven. The only
evidence of premium priced non-GMO corn we were able to locate was a
February article in "AGStock USA," that reported Consolidated Grain &
Barge had paid premiums of up to $0.05 per bushel for GMO-free corn this
past fall, and anecdotal evidence from the USDA that another specialty
grain elevator had paid premiums of up to $0.08 per bushel. Still, there
is clearly much talk among Midwest grain elevators of a larger premium
market in the future. Many grain merchandisers today are offering GMO-free
corn as a specialty product, whereas very few defined it as a specialty
category one year ago. Major processors such as ADM and Staley have
refused to buy GMO corn varieties that are not approved in Europe - which
account for an estimated 7% of U.S. acreage this year. Genetically
modified corn, in aggregate, accounts for 30%-40% of 1999 U.S. plantings.

ADM has partnered with DuPont and will supply DuPont's Synchrony Treated
Soybeans (STS) to customers seeking identity preserved GMO-free beans. ADM
is contracting to purchase farmers' STS beans at a $0.18-$0.20/bu. Premium
(DuPont may be footing the bill). DuPont's Protein Technologies
International will also contract for identity preserved STS beans. Last
year DuPont ran a similar STS program with Continental Grain as its
partner and paid growers a $0.25/bu. premium. The EU is our largest export
market for whole soybeans. Half of our soybean crop is exported each year,
with 15% of exports going to Europe. 50% to 60% of processed food in the
United States and Europe contains soya.

A $0.20/bu. premium makes growing non-GMO soybeans about as profitable as
growing Roundup Ready, in prime corn-belt territory. We estimate Roundup
Ready soybeans save farmers in Iowa and Illinois about $10/acre in growing
costs. A $0.20/bu. premium in prime Iowa and Illinois territory -where
soybeans yield about 50 bu./acre - also translates into $10/acre. Suppose
the premium for GMO-free soybeans were to rise to $0.25/bu.? Farmers who
planted Roundup Ready could end up regretting it.

We have gotten mixed messages from grain merchandisers as to their ability
to charge sufficient premium to end-users of non-GMO product to absorb all
the added costs of premiums to farmers and special handling for non-GMO
product. Some claim to be passing on all of their added costs. Others were
hesitant to say that they could make as much profit on GMO-free soybeans
as they could on generic product. We suspect that the underlying issue is
price competition from Brazil, where merchandisers don't have to segregate
product and, therefore, have less overhead. However, Roundup Ready
soybeans should receive regulatory approval in Brazil any day now, which
would eliminate Brazil's competitive advantage and make the GMO-free
market more attractive for U.S. grain merchandisers.

According to the American Soybean Association (ASA), the EU has not
established testing guidelines or a tolerance level for GMO crops. The de
facto threshold figure is therefore zero, a standard no U.S. product can
live up to. Even though tests for GMOs exist, the ASA would argue that
they can't be used without some kind of accepted standards. This makes it
difficult for U.S. whole soybeans to be accepted in the EU as GMO-free.

If this situation does, in fact, exist, we cannot see it continuing for
much longer. Negative consumer sentiment toward GMO's is mounting in the
EU (and beyond), and major EU food manufacturers have promised consumers
GMO-free product. If EU soybean imports are not being GMO tested - though
such tests do exist - it would seem that the only way EU food processors
can "prove" untested soya products are 100% non-GMO is to buy Brazilian
soybeans, which are free from GMOs in theory though not in practice. This
option will cease to exist when Roundup Ready soybeans receive final
regulatory approval in Brazil - an event that is expected to occur any day
now.

We can't accept that conscientious opponents of GMOs would prefer untested
non-GMO product over product which has been subjected to tests with a very
low tolerance for GMOs. We believe that once testing for GMOs becomes food
industry standard, the market for U.S. GMO-free soybeans and corn will
explode.

APPENDIX 2
May 21, 1999
GMOs Are Dead

  ** We see a two-tier grain market developing with GMO (genetically
modified organisms) corn and soybeans at a discount to non-GMO. Very bad
news for farmers.
  **If a two-tier market takes hold, we see price premiums for
high-value-added GMO seeds collapsing. Very bad news for seed companies.
  **If GMO seeds become a liability rather than a driver of growth, we see
growth rates and valuations coming down. Very bad news for seed stocks.
  ** Despite the fact that the science and logic in support of GMOs is
very strong, GMOs are being demonized by their opponents. What food
manufacturer will "take a bullet" for GMO corn in the face of such
controversy?
  ** We are reducing our rating on Pioneer Hi-Bred to SELL from HOLD. And
we're calling into question the valuations of the other seed-related
companies. Is this a sector one should be invested in?

A MAJOR CHANGE IN THE MARKET'S VIEW OF GMOS

Perhaps we don't yet fully realize it, but genetically modified organisms
(GMOs) have just crossed the line. Thirty days ago, the investment
community accorded only positive attributes, such as innovation,
productivity and progress, to GMO corn and soybeans. The success of GMOs
was, to a great degree, the basis for the strong growth rates and the huge
public and private market valuations accorded this sector. Today, the term
GMO has become a liability. We predict that GMOs, once perceived as the
driver of the bull case for this sector, will now be perceived as a
pariah. We are reducing our rating on Pioneer Hi-Bred to SELL from HOLD,
and we would broadly recommend a sale of the seed sector.

Biotech crops are ubiquitous, yet few consumers realize it. Here are a few
examples of where you can find GMO products: soft drinks (GMO corn to make
corn syrup), salad (GMO tomato, soy oil in dressing), hamburgers
(engineered yeast in bun, rennet, soy isolates in cheese,
delayed-softening tomato in ketchup, soybeans in mayonnaise, genetically
altered tomato). What happened? On May 6, 1999, we published a warning
piece entitled "The Trouble with GMOs." We spelled out the positive case
for transgenic seed and outlined what we believed to be the illogical, but
persistent, arguments advanced by GMOs' opponents.

We recently returned from an important industry conference (Deutsche Bank
was the only Street presence), where we heard from representatives of the
major seed companies (Monsanto, Stauffer Biotech, Demegen, and Seminis),
major food processors such as Campbell Soup and Nestle, the corn growers'
associations, and representatives of the biotech community.

The message is a scary one - increasingly, GMOs are, or in our opinion,
becoming a liability to farmers. A two-tier market for grain may develop,
where the GMO "improved" grains will trade at a discount to non-GMO
product. This is, in fact, already happening with European processors
paying premiums of up to $1 per bushel for "non-GMO" product. Archer
Daniels Midland recently announced that it would pay an $0.18-per-bushel
premium for DuPont's STS soybeans - a non-GMO variety.

Regarding the move, ADM said: "Our goal is to contract acreage reasonably
near our Decatur processing plants. Under this program, the farmer has a
definite home for his high-yielding bean crop; he's locked in a premium of
18 cents per bushel over the Decatur price, and he stays out of the
political fray that surrounds the genetically modified issue."

For ADM, the program assures the company a supply of non-genetic beans.
When it buys beans on the open market, it can't be sure they'll all be
unmodified.

Take that to the next logical step. If you plant GMO corn, and your
neighbor plants non-GMO hybrids and pollen from your GMO crop drifts into
his field, making his grain test positive for GMOs (even though he planted
non-GMO hybrids), will your neighbor sue you? Will you be suing the seed
company? Imagine the legal mess that could ensue if GMO = value
destruction.

"Don't expect us to take a bullet for your GMO products." So said a
representative of Nestle, the world's largest food company at the
aforementioned conference. We predict the food processors will line up
quickly in the "No-GMO" camp. The message is clear: GMO foodstuffs such as
tomatoes, tomato paste, cooking oil, fructose-based sweeteners, etc. are
just ingredients. They have costs and benefits. GMOs just became too
costly.

In order for GMO crops to be viable they must be sold at a price that is
as good, or better than, non-GMO options. While the dollar cost is the
same (as long as the market views these products as "substantially
equivalent"), it cannot be argued that there is not a real PR cost.
Already, Unilever and Nestle have tried to duck the controversy by
publicly insisting that their products will be made without GMOs. Expect
virtually all others to follow, because the anti-GMO crowd will threaten
to stigmatize, demonize and boycott those that don't fall into line.

Archer Daniels Midland has taken a different approach. It has said it
won't buy any GMOs that are not approved by the EU. That has caused
customers of Pioneer Hi-Bred to worry over its Liberty-Link corn and
customers of Monsanto to reject Roundup Ready corn, two newer, thus
unapproved, GMO classes. Monsanto's response to farmers? Keep the Roundup
Ready seed and the company will provide free Roundup as an inducement to
stay.

In the past five years, we - and virtually all analysts of the sector -
have focused intently on the value-added that biotech would provide. Bt
corn was introduced in the 1996 crop and was a smashing success. Roundup
Ready soybeans hit the market at about the same time and the estimates are
that close to 50% of the soybean acreage, and 40% of the corn acreage,
will be planted to these two GMO innovations. The best Bt-corn hybrids
sell for $120 per bag, while the non-Bt analog might sell for $75.
Similarly, Roundup Ready soybeans sell at a $5-$7-per-unit premium to the
non-transformed varieties. The pickup in yield, primarily, and the cost
savings on inputs drove these advanced products to premium prices and wide
acceptance. The way that we learned to visualize the value chain for
biotech traits may be turned upside down. In theory (and in practice for
the past several years), the seed companies can sell their genetically
modified seed at a premium to the growers who can sell their crops at a
premium to the market, because there is a premium value to the end user.
The resistance by food companies and grain processors alike has nullified
the idea that end users will pay a premium for genetically modified crops.
This lack of value will have to work itself back down the value chain in
the form of reduced-to-zero premiums.

Roundup Ready soybeans were adopted much faster than envisioned in the
original time frame. But with the negative psychology surrounding it, the
market may be in for a negative surprise. Expectations for total GMO
acreage for 1999 is about 84 million acres, up from just 14 million acres
in 1997. If our concerns about GMOs are valid, the expectation of more
than 140 million acres in 2001 is clearly at risk.

But all of those positive attributes are meaningless if the crops produced
with GMO seeds are discounted in price. The best Bt hybrids would show a
5% improvement in yield versus non-Bt hybrids. On the current price of
corn that would be negated by a $0.10-per-bushel discount. If GMOs trade
to a discount, the price premium for the seed may collapse, and they could
actually trade at a discount to traditional varieties and hybrids. That
would be an earnings nightmare for Pioneer Hi-Bred and, we would guess,
for Monsanto as well.

We likely would see an earnings hit in the two companies mentioned above,
but we foresee a valuation hit for virtually all companies connected with
GMOs. The huge prices paid for seed companies in both the private market
and the public arena depend on the value-added and rapid rate of
technology development that GMOs promise. Would DuPont complete the
acquisition of Pioneer for $40 per share (five times sales) if GMOs were a
liability? We have strong concerns. Why hasn't Monsanto's purchase of
Delta & Pine Land closed? Will it? Monsanto trades at more than 45 times
the $0.96 calendar 1999 EPS estimate carried by First Call. Can that be
sustained? How much of the 35% earnings growth that the Street envisions
for Monsanto's Y2K earnings are dependent on GMOs remaining viable? OTHER
CONCERNS THAT CAME OUT OF THE CONFERENCE

The real focus of the conference was "output traits," those genetic traits
that are engineered to make crops more valuable. Output traits focus on
adding more of something good or suppressing something bad. Very few
output genes are in the marketplace yet, but output traits are thought to
be the next big wave of product development. Key traits under development
are improving the starch content of corn, raising oil content (which is in
the market) of corn, improving the amino-acid content, etc.

By definition, output traits create value, not on the farm but to the
end-user. Thus, for output traits to be financially successful, the food
manufacturer, swine feeder, poultry feeder, or grain processor must be
willing to pay a premium price for the enhanced value of the grain. There
was significant concern raised over this mechanism. Some participants
reported that their customers expected product improvement to occur with
no increase in prices paid. The example of Wendy's $0.99 hamburger was
raised. The company has been at that price point for more than a decade,
and can stay there only through tight control on supplier costs and
further improvements in productivity.

We noted earlier that DuPont won some new business selling STS soybeans
because of their "non-GMO" status. But before one ascribes a positive for
DuPont's good fortune due to the demand for STS product, consider the
negative outlook for output traits. Frank Mitsch, Deutsche Bank's Major
Chemicals analyst is concerned about the uncertainty of when and if
ag-biotech will pay off for DuPont.

Strategic Diagnostics, Inc. presented its technology for quick and easy
testing of grains for GMO content. Test tools are now available for
farmers, grain buyers and regulators to quickly analyze the GMO status of
grain. The company noted that no standards exist in the various regulatory
areas, so the possibility exists that a load of corn could leave port in
the United States as non-GMO, only to be turned away by a grain buyer in
Europe who is using a different threshold to determine GMO content. These
test kits will take away the argument that it is impossible to know the
GMO status of grain. We were disturbed by a presentation made by the
Executive director of the U.S. Grains Council, an export-oriented industry
advocate. He, too, focused on "value-enhanced" product, and one of his
definitions of "value-enhanced" was non-GMO. What more evidence of a
two-tier market do we need? GMOs are good science but bad politicsI

Are GMOs safe, good for the environment, and necessary to support the
inevitable growth in the world's population? Yes, but the same arguments
can be made for advancing nuclear power. Despite the support of the
scientific community, it is unlikely that we will add any new nuclear
power plants any time soon.

>From a 25-year perspective, the world will be hard-pressed to feed itself
without GMOs. The supply of arable land will continue to shrink and the
only way to keep up with growing food demands will be by increasing
productivity. Without GMOs, it won't be possible. Without GMOs, it's clear
that we will use a lot more agricultural chemicals.

However, from a three-year perspective, GMOs are a policy liability. GMOs
increase productivity in a world that is currently drowning in too much
grain. As we discussed in great detail in our above-mentioned May 6
warning piece, a fair bit of the European resistance to GMOs stems from
Europeans' desire to keep their agriculture as people-intensive as it
currently is. They view GMOs as a threat to their agrarian lifestyle.

In the United States, low crop prices have farmers asking Congress for $6
billion-$8 billion in aid, just a day after the House of Representatives
approved a $574-million farm bailout. We believe that GMOs, with their
better yields, will only further depress prices this year. Thus, from a
government perspective, one needs to take a very long view to see the
positives. ADDENDUM - WHY A SELL ON PHB AND A BUY ON ABTX?

We have downgraded Pioneer to SELL from HOLD. The GMO problem is not going
away anytime soon, which calls into question the future earnings potential
of Pioneer. Our SELL rating on Pioneer does not imply that we believe
there is major downside to the stock - DuPont has announced its intention
to acquire Pioneer at $40 per share. We are not saying that the deal will
not close -- DuPont may already be locked into the deal. But the GMO
problem does add an additional element of risk. Remember that the
Monsanto/Delta & Pineland acquisition has yet to close and it was
announced on May 11, 1998. A news story that coincidentally hit the wires
just after we downgraded Pioneer informed that the closing of the Delta &
Pineland deal has been pushed back to December 31, 1999, from June 30,
1999. If the deal closes then, it will be 19 months after it was
originally announced. Is it worth keeping your money tied up in a stock
for the extra 7% return when there is this much risk involved? We don't
think so. Hence, our SELL rating on PHB. AgroBiotech produces forage and
turfgrass seed. By definition, turfgrass seed, whether it's GMO or not,
will face less scrutiny than row crops. Unlike row crops, turfgrass is
neither used directly or indirectly in human food. The concerns, if any,
about turfgrass will relate to environmental issues rather than health and
safety issues. In the end, we think it likely that consumers will still
prefer to have grass varieties that can grow with fewer chemicals; thus,
GMO turfgrass should face little resistance.

The other half of ABTX's sales is forage seed. Forage is typically grown
and used within the same vicinity and is not a product that the United
States exports. Forage is also not directly consumed by humans. So, again,
most of the concerns about GMOs should not impact forage sales.

We are getting more bearish on the seed sector in general as a result of
the looming problems with GMOs. This is less a problem for AgriBioTech
than for the other seed companies. Seed-company valuations have been
pushed higher, based on expectations for sales of higher-priced,
higher-margin, value-added seed (mainly GMOs). There is a built-in
assumption in many seed-company valuations that the seed companies will be
able to sell increasing numbers of GMOs at significant premiums. We are
calling that assumption into question.

Among the major seed companies, AgriBioTech is the furthest from
commercialization of GMO products, and clearly no premium for valued-added
seed is built into its current valuation. GMOs are four-to-five years out
for ABTX. Since most of the trouble with GMOs is political, and near-term
in nature, the clouds may have cleared on the GMO story by the time ABTX
has introduced genetically modified seeds.

So, while we have turned more bearish on the row-crop-seed sector, we are
not changing our investment opinion, or our $15 price target, on
AgriBioTech. e progress made on this front. We doubt that Greenpeace or
others will actively object to this part of the biotech future. We, on the
other hand, will actively track the progress made and the potential
economic benefits to be derived from this part of the science platform.

When all of the above is taken into consideration, we believe the prudent
observer will come away with a longer time horizon for consumer acceptance
of ag-biotechnology. Experience has also shown, in the Flavr-Savr tomato
story, that fantastic profits may not be realized. This lengthens the
payback period for the massive investments already made and decreases the
ROI. The huge prices paid for seed companies depend on the value added and
rapid rate of technology development that GMOs promise. It also strips out
some of the former hype (no, hype is too strong a word) - the former
enthusiasm for investing in ag-biotech today that led to very impressive
multiples being paid.

We believe reason will prevail in the end and more normal multiples will
be the new norm. For these and other reasons, we are maintaining our
Market Perform rating on DuPont, and continue to believe that the growing
negative sentiment toward GMOs creates problems for Pioneer, Monsanto,
Delta & Pine Land, Novartis and, to a smaller extent, Dow.



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