Ed, Daniel, If I try to rephrase the requirement, there is need of a feature to support disbursal of a loan amount to (split into) multiple beneficiary account using different channels
examples: Example 1: Education Loan: 10,000USD is disbursed to a college as student loan there may be need to split the transaction during disbursement as 4000USD need to go to Admin department account, 4000 USD for Library account and 2000USD as Lab's account. Example 2: Housing Loan: 25,000USD first tranche is disbursed as 15000USD to builder, 8000USD to material supplier and remaing 3000USD to Legal and consultant's account. Example 3: Vehicle Loan: loan amount of 12,000USD is disbursed as 10,000 USD to vehicle dealer and remaing 2,000USD to insurance company. - Nayan Ambali On Tue, Jan 23, 2018 at 6:10 AM, Ed Cable <[email protected]> wrote: > So you would like to have 5% of the loan deducted from the total disbursal > amount and deposited into the savings account. Is this for purpose of a > guarantee? Mandatory savings? Currently it's not possible in Apache > Fineract. > > You can fully disburse an entire loan to a savings account provided the > savings account is linked. > > The standing instructions functionality has some interaction between loans > and savings accounts but only supporting the ability to have the loan > automatically be repaid by a linked savings account so not having a portion > of the loan be set aside in the savings. To learn more about standing > instructions see https://mifosforge.jira.com/wiki/spaces/docs/pages/ > 73465884/Standing+Instructions > > If you're aim is to have a portion of the funds set aside as a guarantee, > there is functionality to block a percentage of a loan in the client own > savings account - funds are on hold and can't be withdrawn until the > guarantee percentage is met. > > https://mifosforge.jira.com/wiki/spaces/docs/pages/85623288/How+to+Place+ > Guarantee+Funds+On-Hold > > > > 2018-01-22 15:22 GMT-08:00 Daniel Herrera <danielherrera@ > mentorsinternational.org>: > >> Hello all, >> >> One of our Saving Products automatically deducts 5% from the total amount >> of a General Loan once this loan is disbursed. >> >> Is it possible to do it in Mifos? >> >> -- >> >> *Daniel Herrera* >> >> >> >> *Brindemos Esperanza* >> >> >> *MENTORS HONDURAS* <http://www.mentorsinternational.org/> >> Dirección – SPS, Bo. Los Andes, 16 Ave. 2 >> <https://maps.google.com/?q=16+Ave.+2&entry=gmail&source=g> y 3 Cll. >> N.O. >> Plaza 123, Local 4. >> Oficina: (504) 2550-1606 >> Cel.: (000) 3204-0661 >> >> NOTA: Este mensaje de correo electrónico es para uso único del(os) >> receptor(es) a quienes se deseó enviar y puede contener información >> confidencial y privilegiada. Cualquier vista, uso, renvío o distribución >> no autorizada está prohibida. Si usted no es el receptor, por favor >> contacte al remitente a través de responder al correo y destruya el >> original y todas las copias. >> >> >> >> >> ------------------------------------------------------------ >> ------------------ >> Check out the vibrant tech community on one of the world's most >> engaging tech sites, Slashdot.org! http://sdm.link/slashdot >> Mifos-developer mailing list >> [email protected] >> Unsubscribe or change settings at: >> https://lists.sourceforge.net/lists/listinfo/mifos-developer >> > > > > -- > *Ed Cable* > President/CEO, Mifos Initiative > [email protected] | Skype: edcable | Mobile: +1.484.477.8649 > > *Collectively Creating a World of 3 Billion Maries | *http://mifos.org > <http://facebook.com/mifos> <http://www.twitter.com/mifos> > >
