And, in my experience the sites that use account locking are exactly
those that don't really need it. Corporate travel? My bank doesn't lock
me out after 3 tries! Sheesh. My PG&E account does however, and every
month I lock myself out for 24 hours. Are hackers trying to pay my
energy bill! Let them!

On a related rant, my voicemail at work requires a 6 number PIN that
changes every 6 weeks. Again, my bank account isn't that secure. So,
don't leave a message on my work vmail, because I probably won't check
it. ;)
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