I agree with Eric that it highly depends on what you're protecting -
go for broke if it's my SSN, but if it's not identity-theft-worthy
stuff (my blog posts, for instance), I'd rather not have to remember
my mother's blood type.

On my current project, we opted for encrypted passwords, never
provided in the clear, and Matthew's recommended practice - the
forgot-password unique key sent to your email, which just lets you
change your password.

We originally had pretty strict password-strength requirements, but
100% of our support calls around this came from legitimate mistypes
by valid users.  I'd have to say the bigger security concern we have
has nothing to do with passwords, but with people masquerading as
their friends or enemies (ex-boyfriends, in particular) on the site. 
It's not rampant by any means, but it's extremely difficult to
protect against someone creating an account with someone else's name
and posting defamatory content about them.  Even if you prevent
against offensive language, you can say an awful lot of mean stuff
about someone without swearing.

As an anecdotal case-study, we have never had a single complaint or
request regarding our password-reset process, and its biggest benefit
over sending a temporary password is that you only have to change your
password once.  Whenever I get a temporary password, if I don't
change it immediately after signing in, I eventually have to ask for
another temp pw.  Kind of a pain.


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Posted from the new ixda.org
http://www.ixda.org/discuss?post=31963


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