I'm the full time Postmaster, Senior Technical Engineer and .Net Developer for 
National Financial Partners (ticker: NFP).  We're a mid cap with 5,000 email 
accounts and 210 sending domains.  Many of your financial institutions likely 
worked directly with me or with our staff in the past few years. (I know this 
because I cross checked our TLS phone escalation directory against the DMARC 
Nascar-style logo sheet on the website)

We also act as a 3rd party policy gateway and listserv for an additional 3,000 
finance affiliates who use our security or audit services.  This includes about 
200 sending domains.   

DMARC was designed behind closed doors with hand-picked partners before being 
shared with the public (which is a good thing to some extent). 

NFP (and with sufficient persuasion our partners) can offer the DMARC 
initiative the following: 

  1.  Access to several real world deployments that aren't as large as your 
major players (LinkedIn, FB, or consumer banking partners) with relatively 
minor risk. 

 2. Constructive dialogue triaged through an intermediary (so you don't have 
400 sending domains that need to get on the same page reducing list noise)

 3. An engineering point of contact that isn't so abstracted from operations 
and helpdesk that the feedback is not in touch with the real world.  

4. Some c# development and coding once things get more defined.   


Now that I've established what I can offer and where I'm coming from, I can 
definitely relate to the brand dilution and client and customer issues that 
come from phishing that the larger partners are seeing. 

For the larger partners, phishing is seen and received by many many people 
(likely even the CTO), however there are. "long tail" phishing schemes of 
lesser known names that have more implicit trust. People tell themselves: "who 
is going to phish Joes' Insurance, the one I do business with, a relatively 
unknown...".

I have specific evidence that this has occurred on a number of occasions for 
lesser known brands . 

I'm sure every technical person on this list has been frustrated when they see 
a technical issue of significance need to "sell" it to get buy in.. but get 
resistance .  This sales pitch could be to Change Control or to senior staff.

I have great responsive management, but need to be ready to sell this to 
partners who we have a business interest in.   
   
TL;DR and long story short:  I'm expressing my need and concern of the current 
DMARC spec to offer reporting with no disposition change.  Perhaps with "p=none 
pct=0" as part of the record. 


I'm available to elaborate or compare notes off line or on list as appropriate 
with anyone who is interested.  Reach me at my email here or 
[email protected] 



Sent via BlackBerry from T-Mobile

-----Original Message-----
From: Michael Adkins <[email protected]>
Sender: [email protected]: Sat, 7 Jul 2012 16:46:21 
To: Scott Kitterman<[email protected]>; 
[email protected]<[email protected]>
Subject: Re: [dmarc-discuss] Clarification needed;
 Does p=none override -all and ADSP in all cases?

>
>Here's another use case to consider:
>
>A large financial institution has invested a lot of effort into
>separating it's 
>human and transactional domains, deployed SPF, DKIM, and ADSP (on the
>transactional domains) and is comfortable with it's situation.  Now you
>tell 
>them they should deploy DMARC.  How do they evaluate DMARC and see what
>the 
>impact of publishing DMARC reject policies would be without messing up
>the 
>stuff they've already spent 5 years working on?

The large financial institutions who participated in the DMARC effort did
not express this concern.



>
>By the current definition, they can't.  Why not?  If you want to split
>out 
>monitoring from take no  policy action of any kind into two separate
>things, 
>that's fine, but I really think you need a monitor policy that means
>exactly 
>that and no more.
>
>Scott K
>
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>
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