> Choosing different
> algorithms does not necesarily make it more safe. As long as the main 
> passphrases
> are different it will be ok.
That's the problem -- I think most people use the same passcode. A 
strong design should make silly stuff like that hard to do by default.

>> I think it is important to let the user supply a pgp key so that the
>> current settings can be safely emailed.
> Not necessary, you can just change it over the secure connection just 
> like you can
> set a new passphrase. in your account settings.
But what if you can't get in? This also allows the website to reduce 
overhead for lost passcodes by providing a email button. No pgp key on 
file -- charge them a gram.

Jeff


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