I personally like the idea of some kind of security, but
it would clearly impose some limitations. What about a
solution such as the following: lots of banks have
different types of accounts, like checking versus savings.
Why not have "receive/spend" accounts, that are
instantaneous the way they are now, and then have a
different type ("savings") accounts that have all sorts of
security features such as e-mail confirmation or payment
delays, etc? Then the merchants have no trouble at all to
deal with. People who want to store money in an account
(versus just putting in enough to spend) could use the
savings-type account and then move money (with a delay or
whatever) into the spend account when they want to use it.
I personally would feel safer about placing money into
e-gold if I had slightly more security.
Actually this brings me to another comment. I've never
seen a bank before where accounts had different numbers of
digits (presumably varying from one to seven now). I know
it's convenient system-wise, and impossible to change now,
but it does seem a bit clumsy in terms of making sure
whether a number is correct or not.
Jens Wilkinson
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