It's just a fact of economics. Insurance companies won't keep customers if they fail to pay by nicking and dime-ing on claims. I know I wouldn't buy from someone who does that. Heck, one would even extend that into shopping for their homeowners policy. There may be someone here that may have absolute first hand knowledge of a refusal to pay, but unless you've seen the entire report in writing, you don't know all the facts. Jerry is an attorney that also has an insurance practice, so I think he's qualified to make statements.
Also, how are they going to tell you were over gross? Better phrased, how much money is it going to take them to prove you were over gross. Anyone ever get ramp checked by a fed with a scale? So as not to make any statements or indications that may be misconstrued as my position, don't fly over gross. Matter of fact, try dropping 5 pounds before the summer. Lets you carry an extra gallon of gas! Al DeMarzo Visit the Ercoupe Swap Page Free, Easy and No Membership Required http://www.ercoupeowners.com/swap/swapbook.htm ----- Original Message ----- From: Richard Green To: [email protected] Sent: Tuesday, February 19, 2008 4:44 AM Subject: [ercoupe-tech] Gross Weight Folks should consider insurance provisions carefully. Most insurance policies have fairly lengthy exclusions. Mine says coverage is excluded or does not apply "if you know the aircraft is not certificated by the FAA under a Standard Airworthiness Certificate in full force and effect while in flight". I am not an attorney but exceeding the W&B/GW of an a/c could be interpreted as being out of conformance with the Airworthiness Certificate. I have heard gross weight exceedence arguments from insurance carriers before. Talk to your provider. I bet you won't be covered. The points made by others with respect to normal and utility category g load maximums also are important, especially with older aircraft.
