You are asking the wrong questions and volunteering too much information... simply insure the conversion as a "stock," year, make, and model. Then add an umbrella policy to cover the extra value of the conversion with justification in the form of receipts for the components. As with other customized vehicles, the owners labor is not insurable. And you must deduct the fair market value of the components removed: Engine, Radiator, Gas tank, Exhaust pipe, muffler, cat-converter, alternator and others. You will often find the components remover are worth nearly as much as the cost of the electric parts so there is no value (or negligible amount) to affect the insurance value of the vehicle (for example replacing an engine in a car with a new one adds nothing to the value insurance will pay.)
*Dennis Lee Miles * *Director **E.V.T.I. Inc.* *E-Mail:* *evprofes...@evprofessor.com* <evprofes...@evprofessor.com> *Phone #* *(863) 944-9913* Dade City, Florida 33523 USA On Thu, May 29, 2014 at 2:23 PM, Morgan LaMoore via EV <ev@lists.evdl.org> wrote: > Which insurance companies have sold insurance for EV conversions in > Minnesota? I know Lee Hart and some others have conversions in Minnesota. > > So far I've gotten responses from State Farm, Liberty Mutual, and American > Family Insurance that they wouldn't insure a modified vehicle (nothing > specific about EVs). Some of the agents were surprised that the > underwriters refused coverage. State Farm said that they would insure it if > the conversion was done by a reputable shop and directed me to an insurance > broker, though. > > I'm just wondering if anyone could recommend their insurance company or > agent. Although it seems like nowadays the individual agent matters less > with the underwriters having the final say. > > Thanks, > Morgan LaMoore > -------------- next part -------------- > An HTML attachment was scrubbed... > URL: < > http://lists.evdl.org/private.cgi/ev-evdl.org/attachments/20140529/746a794a/attachment.htm > > > _______________________________________________ > UNSUBSCRIBE: http://www.evdl.org/help/index.html#usub > http://lists.evdl.org/listinfo.cgi/ev-evdl.org > For EV drag racing discussion, please use NEDRA ( > http://groups.yahoo.com/group/NEDRA) > > -------------- next part -------------- An HTML attachment was scrubbed... URL: <http://lists.evdl.org/private.cgi/ev-evdl.org/attachments/20140529/44670151/attachment.htm> _______________________________________________ UNSUBSCRIBE: http://www.evdl.org/help/index.html#usub http://lists.evdl.org/listinfo.cgi/ev-evdl.org For EV drag racing discussion, please use NEDRA (http://groups.yahoo.com/group/NEDRA)
