How are the standardized monthly payments and what they buy determined?
I thought Germany had government negotiated prices for medical
insurance. That's the way insurance is for US Civil Servants, including
Congress. Insurance companies offer different plans and they are
negotiated with the government to meet certain minimum standards. Then
civil service employees can select one of the plans based on what they
cover, deductibles etc. I've long thought that instead of Medicare,
they should just have expanded the Civil Service plan to everyone which
subsidies for poor and unemployed persons.
Brent
On 7/15/2022 8:06 AM, Telmo Menezes wrote:
In Germany there are standardized monthly payments (and assistance for
those who cannot pay it), but both insurers and health care providers
have to compete for the taxpayers "business". This prevents people
from being finantially ruined by a health crises (or incapable of
obtaining treatment), while at the same time promoting competition
between providers. I think it is a good system, and perhaps
sufficiently far away from "communism" to be acceptable in the US. Or
perhaps not.
Telmo
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