>
> shempmcgurk wrote:
>
> >In Arizona we have a state-sponsored plan where if you're self-
> >employed (employees: 1 to 50) you can get a health insurance
plan --
> >HMO or PPO -- with guarantee issue, regardless of health status.
> >There is a 12-month elimination period for pre-existing
conditions but
> >doesn't matter what they are, they kick in and are covered after
the
> >elimination period...AND if you're covered for these pre-existing
> >conditions under an existing plan you're on and are switching
over to
> >the state plan, then you're covered.
> >
> >All members of your family are covered.
> >
> >If you're on a group plan, though, and you want to go on this
plan,
> >you have to wait 6 months (this was an amendment to the law by
the
> >private health insurance companies.
> >
> >When I first got health insurance back in '96 I paid $80.00 a
month.
> >Four years later it went up to $600.00 a month. I switched over
to
> >the state-sponsored plan and it costs me only $260.00 a month!
> >
> >
> What's the deductible?
>
The deductibles range from $500 to about $2,000.
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