Worth reading, but brace yourselves, it's gloomy.

Ed

http://www.nytimes.com/2012/06/19/us/many-american-workers-are-underemployed-and-underpaid.html?_r=1&hp
Sample:

Now, with the economy shaping up as the central issue of the presidential 
election, both President Obama and Mitt Romney have been relentlessly trying to 
make the case that their policies would bring prosperity back. The unease of 
voters is striking: in a New York Times/CBS News poll in April, half of the 
respondents said they thought the next generation of Americans would be worse 
off, while only about a quarter said it would have a better future. 

And household wealth is dropping. The Federal Reserve reported last week that 
the economic crisis left the median American family in 2010 with no more wealth 
than in the early 1990s, wiping away two decades of gains. With stocks too 
risky for many small investors and savings accounts paying little interest, 
building up a nest egg is a challenge even for those who can afford to sock 
away some of their money. 

Expenses like putting a child through college - where tuition has been rising 
faster than inflation or wages - can be a daunting task. When Morgan Woodward, 
21, began her freshman year at the University of California, Berkeley, three 
years ago, her parents paid about $9,000 a year in tuition and fees. Now they 
pay closer to $13,000, and they are bracing for the possibility of another jump 
next year. With their incomes flat, though, they recently borrowed money to pay 
for her final year, and to begin paying the tuition of their son, who plans to 
start college this fall. 
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