Been following the thread and thought I should share this story. My brother
hangs out in coffee shops, writing on his laptop and engaging customers in
political discussions whenever possible, working to change the world one
mind at a time. 

About a year ago he was pounding away at his PB5300 when a friend sat down
at his table with a cup of coffee which promptly got knocked over, spilling
onto the keyboard. There was some initial tension between friends debating
who was responsible, my brother for bringing a fragile laptop into an
environment where it would be surrounded by liquids or the friend for not
being more careful.

Fortunately it didn't get out of hand. They decided that since coffee shops
are now wired for internet access customers should expect the presence of
laptops and act accordingly. The whole issue was resolved by the friend
submitting a claim on his homeowners insurance policy.

Now the really good part: It seems the insurance company method of valuation
is different for computers than it would be for furniture or a car, where
they pay only the current value of the item and argue about that. I don't
know what the value of a PB5300 is (I ditched mine for a Lombard about 3
years ago) � but I know it ain't priced the same as a brand new high end
iBook. Yet that is exactly what the insurance company provided.

Result: my bro is in pig heaven. He has never bought a new  computer - or
anything else - in his life; he kinda prides himself on getting old stuff
cheap and making it work better than it is supposed to, enjoys the challenge
of upgrading and all that. Being gifted with the then-latest and greatest
iBook in this fashion has given him a new lease on life, changed his whole
attitude, increased his sense of self-worth, made him a better writer and
sent him on a more fervent mission of effecting progressive political
change. He even bought new software.

So submit a claim to your insurance company and see what happens.


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