please look up the account file attached and import it into a test GNUcash , 
hope this is what you are aiming for.
Use File-> import->Import Accounts from csv

it has Asset, Liability and Expenses structure



Saludos Cordiales


Murugan

________________________________
From: Kalpesh Patel <[email protected]>
Sent: Wednesday, February 1, 2023 2:37 PM
To: Murugan Muruganandam <[email protected]>; Kalpesh Patel 
<[email protected]>; [email protected] 
<[email protected]>; [email protected] 
<[email protected]>
Subject: Re: [GNC] how-to track refinancing and other cost related to it.

Sorry I might not have been clear here.

You are right, when it comes to GNC accounts. I was more thinking to make that
placeholder as an asset account in GNC, and simply think of it as a
placeholder from the functional perspective.

------ Original Message ------
Received: Wed, 01 Feb 2023 10:11:09 AM EST
From: Murugan Muruganandam <[email protected]>
To: Kalpesh Patel <[email protected]>, "[email protected]"
<[email protected]>, "[email protected]"
<[email protected]>
Subject: Re: [GNC] how-to track refinancing and other cost related to it.

> You cannot pass entries in placeholder account. It is just a header
account.
>
>
>
>
> Saludos Cordiales
>
>
> Murugan
>
> ________________________________
> From: Kalpesh Patel <[email protected]>
> Sent: Wednesday, February 1, 2023 11:13 AM
> To: Murugan Muruganandam <[email protected]>;
[email protected] <[email protected]>;
[email protected] <[email protected]>; Kalpesh Patel
<[email protected]>
> Subject: Re: [GNC] how-to track refinancing and other cost related to it.
>
> Can the placeholder be the asset account itself? Is that a good practice?
>
> ------ Original Message ------
> Received: Tue, 31 Jan 2023 09:05:37 AM EST
> From: Murugan Muruganandam <[email protected]>
> To: "[email protected]" <[email protected]>,
> "[email protected]" <[email protected]>, Kalpesh
> Patel <[email protected]>
> Subject: Re: [GNC] how-to track refinancing and other cost related to it.
>
> > kalpesh
> >
> > following can be an option. create a master placeholder as FA shown here
to
> track the details.
> >
> >
> >                                            Dr
 Cr
> > Loan Against Asset 1  Asset:FA:Asset1       Liability: Loan:Loan1
> >                                        Expenses: FA:Loan Fees
> >
> >
> > Refinancing 1
Liability:
> Loan:Loan 2
> >                                       Liability: Loan:Loan1
> >                                       Asset: FA:Asset 2
> >                                       Asset: FA:Asset 3
> >                                      Expenses: FA:Loan Fees
> >
> > Refinancing 2
Liability:
> Loan:Loan 3
> >                                      Liability: Loan:Loan 2
> >                                      Asset: Asset 4
> >                                      Expenses: FA:Loan Fees
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> > Dr
> >
> >
> > Cr
> >
> >
> >
> >
> > Loan Against Asset 1
> >
> >
> > Asset:FA:Asset1
> >
> >
> > Liability: Loan:Loan1
> >
> >
> >
> >
> >
> >
> >
> > Expenses: FA:Loan Fees
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> > Refinancing 1
> >
> >
> >
> >
> >
> > Liability: Loan:Loan 2
> >
> >
> >
> >
> >
> >
> >
> > Liability: Loan:Loan1
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> > Asset: FA:Asset 2
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> > Asset: FA:Asset 3
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> > Expenses: FA:Loan Fees
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> > Refinancing 2
> >
> >
> >
> >
> >
> > Liability: Loan:Loan 3
> >
> >
> >
> >
> >
> >
> >
> > Liability: Loan:Loan 2
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> > Asset: Asset 4
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> > Expenses: FA:Loan Fees
> >
> >
> >
> >
> >
> >
> >
> >
> > Saludos Cordiales
> >
> >
> >
> > Murugan
> >
> >
> >
> >
> > From: gnucash-user
> <[email protected]> on behalf of
> Adrien Monteleone <[email protected]>
> > Sent: Tuesday, January 31, 2023 12:40 AM
> > To: [email protected] <[email protected]>
> > Subject: Re: [GNC] how-to track refinancing and other cost related to it.
> >
> > Same way as on paper.
> >
> > Both of those are expenses. There may be a way to do that with
> > sub-accounts though. I think some folks use an 'accumulated
> > depreciation' sub-account to not affect the main asset account for that
> > item.
> >
> > The same might be possible with the financing expenses, but are those
> > really expenses of that particular asset? It was used as collateral to
> > finance something *else* so I would think those financing costs are part
> > of acquiring *them* and not the collateral.
> >
> > Regards,
> > Adrien
> >
> > On 1/28/23 9:19 AM, Kalpesh Patel wrote:
> > > Need some thoughts here as to how-to setup my accounts. Disclaimer:
this
> may
> > > somewhat dwell into accounting side as well but given the wide breadth
of
> > > the user community wanted to hear all different ways to do setup GNC to
> > > track everything down to last cent if possible.
> > >
> > >
> > >
> > > Situation is as follows:
> > >
> > >
> > >
> > > -          An asset was purchased with cash
> > >
> > > -          Took a loan out against it a year later
> > >
> > > -          The loan was refinanced 8 years later which paid off
> two other
> > > assets in the process in addition to previous loan
> > >
> > > -          The loan was refinance again one year later which paid
> off
> > > previous loan plus it helped finance another asset
> > >
> > >
> > >
> > > How should accounts be set up in GNC if someone wants to track the cost
> of
> > > financing plus the appreciation/depreciation that may be taking place
> along
> > > the way.
> >
> > _______________________________________________
> > gnucash-user mailing list
> > [email protected]
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> > -----
> > Please remember to CC this list on all your replies.
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>
>
>


Type;Full Account Name;Account Name;Account Code;Description;Account Color;Notes;Symbol;Namespace;Hidden;Tax Info;Placeholder
ASSET;Assets:FA;FA;;;;;USD;CURRENCY;F;F;T
ASSET;Assets:FA:Asset 1;Asset 1;;;;;USD;CURRENCY;F;F;F
ASSET;Assets:FA:Asset 2;Asset 2;;;;;USD;CURRENCY;F;F;F
ASSET;Assets:FA:Asset 3;Asset 3;;;;;USD;CURRENCY;F;F;F
LIABILITY;Liabilities:Loans;Loans;;Loans;;;USD;CURRENCY;F;F;T
LIABILITY;Liabilities:Loans:Loan 1;Loan 1;;First Loan;;;USD;CURRENCY;F;F;F
LIABILITY;Liabilities:Loans:Loan 2;Loan 2;;Refinance;;;USD;CURRENCY;F;F;F
LIABILITY;Liabilities:Loans:Loan 3;Loan 3;;Refinance 2;;;USD;CURRENCY;F;F;F
EXPENSE;Expenses:FA Expenses;FA Expenses;;;;;USD;CURRENCY;F;F;T
EXPENSE;Expenses:FA Expenses:Loan Fees;Loan Fees;;;;;USD;CURRENCY;F;F;F
EXPENSE;Expenses:FA Expenses:Loan Interest;Loan Interest;;;;;USD;CURRENCY;F;F;F
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