Liability accounts are not overkill for household finances.  Sorry to hear
about the scam!  However, if you have a credit card you will enter a
liability account for the card - one for each credit card.  Liability
basically means - what you owe someone.

Given a credit card, you will reconcile that statement to the bank
statements when you make a payment.

HTH  po

On Fri, Jan 17, 2025 at 3:10 PM Griffin <[email protected]> wrote:

> I am using Gnucash for my home accounts. I won't be trading for the
> foreseeable future as all my retirement money was stolen in a scam.
>
> Do I need to use liability accounts for any of my home accounting accounts?
>
> If I understand correctly, liabilities are usually, outside of trading
> purposes, just for companies to track long-term expenses.
>
> Do I not need to use them, or would I use them for contracted expenses,
> like rent, utilities, etc.
>
> Or are they just overkill for home accounting.
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