We create a sub-account under a bank account - checking or savings - and
fund it from that account (we use our checking account). The register for
the checking shows the available balance, the sub-account has its total on
the Chart of Accounts and in its register, and the Chart of Accounts has
the checkbook balance that includes what you've reserved. This has worked
very well for us and we've done it for over a decade.


On Fri, Jan 17, 2025 at 3:09 PM Griffin <[email protected]> wrote:

>
> This is more accounting/procedural than about Gnucash.
>
> Suppose I had an amount of money that I needed to protect so that it was
> available for a future occasion. What would be the "preferred" way to do
> this.
>
> I could create the transaction in the account ledger and future date it.
>
> I could create an expense transaction, but not future date it, and then
> when the time comes, repay it.
>
> I could transfer it to either an asset or liability account, and when the
> time comes, repay it.
>
> I'd be interested in your thoughts.
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Richard Losey
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