I am using accounts payable for medical bills. I create a vendor for each provider and then enter each bill. Usually it's just a one-liner, sometimes a few lines. When the insurance companies pay, I record the insurance company payment amounts in the same bill. I use a negative one quantity, and then put in the amount and let it multiply. So every time payment is made by a third party, it reduces the amount owing. When it gets to be time to pay the bill, I just use the Gnucash bill payment system to enter either the checking account or credit card charge. By making sure that the date of service shows up on the line item for the original charge, I can use this set of records to make sure that I don't double pay anything.
One warning external to gnucash. Unless you're certain you're paying the credit card at the end of the month, never use a credit card to pay medical debt since it immediately becomes non-medical debt. In the US, at least, medical debt has certain protections for the debtor built in that do not apply to other kinds of debt. On Fri, Nov 7, 2025, 14:13 keith adams via gnucash-user < [email protected]> wrote: > 11/07/2025 @ 0726 EST > Gnucash (Flathub v5.13). I have a payment plan set up with the hospital > that owns numerous providers. I record payments in my Gnucash checking > account. The balance in the plan changes when I receive services or make > payments. After many hours I cannot figure out how to correctly show > activity in the plan (with sub accounts for each provider/service so I can > make itemized reports). Please Help. And Thank You! > _______________________________________________ > gnucash-user mailing list > [email protected] > To update your subscription preferences or to unsubscribe: > https://lists.gnucash.org/mailman/listinfo/gnucash-user > ----- > Please remember to CC this list on all your replies. > You can do this by using Reply-To-List or Reply-All. > _______________________________________________ gnucash-user mailing list [email protected] To update your subscription preferences or to unsubscribe: https://lists.gnucash.org/mailman/listinfo/gnucash-user ----- Please remember to CC this list on all your replies. You can do this by using Reply-To-List or Reply-All.
