On Tue, 7 Feb 2006 13:01, Andrew Patterson wrote:
> > I dont have to have a card to transfer $Xk between accounts or to pay
> > bills
> > I am happy to trust this to PIN numbers etc
>
> If you can still transfer money using online banking
> in 5 years without some sort of smartcard/OTP/sms
> I'd be amazed.
>

My credit union has another online ID system after the password; you have to 
select a combination of icons to get access.
Liz

-- 
Everything that can be invented has been invented.
                -- Charles Duell, Director of U.S. Patent Office, 1899
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