[For the "clarification" from the RBI, endorsing the govt. directive, pls.
look up: <ttps://rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=42024
>.]

I/II.
https://timesofindia.indiatimes.com/india/new-petition-in-sc-challenges-rbi-order-for-linking-aadhaar-with-bank-a/c/articleshow/61167943.cms

New petition in SC challenges RBI order for linking Aadhaar with bank a/c

Dhananjay Mahapatra | TNN | Updated: Oct 22, 2017, 10:01 IST

HIGHLIGHTS
The new petition by Kalyani Menon Sen also challenged the validity of the
March 23 circular issued by telecom department making it mandatory to link
mobile phones with Aadhaar.
Kalyani Menon said both decisions violated an individual’s right to privacy
and, hence, are unconstitutional.

Representative image.New petition in SC challenges RBI order for linking
Aadhaar with bank a/c

NEW DELHI: Posing a fresh challenge to Aadhaar, a writ in the Supreme Court
has questioned the constitutional validity of the Reserve Bank of India's
decision+ to make its linkage with bank accounts mandatory, adding strength
to pending pleas challenging the unique identification on the grounds of
violation of privacy.

The writ comes a day after RBI stated that linking of bank accounts with
Aadhaar has been made mandatory under the provisions of the Prevention of
Money Laundering Act.
"The government has issued a gazette notification GSR 538(E) dated 1 June
2017 regarding Prevention of Money Laundering (Maintenance of Records)
Second Amendment Rules, 2017, inter alia, making furnishing of Aadhaar (for
those individuals who are eligible to be enrolled for Aadhaar) and
permanent number (PAN) mandatory for opening a bank account," the central
bank said.

The new petition by Kalyani Menon Sen, who describes herself as a feminist
scholar and activist working for 25 years on issues relating to women's
rights, also challenged the validity of the March 23 circular issued by the
department of telecommunication making it mandatory for citizens to link
their mobile phones with Aadhaar+ . She said both decisions violated an
individual's right to privacy and, hence, are unconstitutional.

A nine-judge Constitution bench of the SC had in August ruled unanimously+
that the "right to privacy is an integral part of right to life and
personal liberty guaranteed in Article 21 of the Constitution". The
question whether right to privacy is a fundamental right and if it can be
invoked to challenge Aadhaar was decided by the nine-judge bench, which
left the adjudication of the validity of Aadhaar to a five-judge bench.

Sen's petition, filed through advocate Vipin Nair, said the government's
decision to link Aadhaar with bank accounts by amending rules under PMLA
violate the solemn promise given by the authorities that parting of
biometrics by individuals was on a voluntary basis.
By making it mandatory through PMLA rules, the government was coercing
those who have not given their biometrics to part with it by providing for
stringent punishment.

"Present and potential bank account holders who do not wish to part with
their biometric information are, therefore, treated on a par with alleged
offenders under PMLA," she said.

Terming the mandatory linkage of bank accounts with Aadhaar as an arbitrary
amendment to the KYC requirement, the petitioner said, "Building a database
dependent on Aadhaar and information linked there constitutes an
unreasonable risk for financial autonomy and privacy of account holders,
banks and financial sovereignty of the nation."

TOP COMMENT
It''s only the people who want to hide things are opposing Aadhar. If you
have clean financials, then why worry about government knowing your
financial position.
Hanumantrao Kulkarni

The petitioner said: "A citizen's right to privacy is a fundamental right
that is constitutionally protected. The right to privacy in the context of
these two circulars (linking Aadhaar with bank accounts and mobile phones)
has violated a citizen's complete right over ownership and control of his
core biometric information to the exclusion of all others, including the
State."

It also violates "the citizen's right to self-determination with respect to
core biometric information without fear of penal consequences, which
extends even after a person has (voluntarily or otherwise) parted with his
or her core biometric information". The petition is likely to be heard next
week by the Supreme Court.

II.
http://www.livemint.com/Industry/GVftC3fZaR5Oj6mSdshpBP/Put-mandatory-Aadhaar-linking-with-bank-accounts-on-hold-Ba.html

Put mandatory Aadhaar linking with bank accounts on hold: Bank union AIBOC
Banks’ officer union AIBOC demands that mandatory linking of Aadhaar should
be put on hold till such time the Supreme Court comes out with a clear
directive
PTI

Earlier in the day, the Reserve Bank of India (RBI) said linkage of
biometric identity number Aadhaar with bank accounts is mandatory. Photo:
Priyanka Parashar/Mint

New Delhi: Joining the Aadhaar seeding debate, public sector banks’ officer
union has demanded that mandatory linking of biometric identity number
should be put on hold till such time the Supreme Court comes out with a
clear directive.

Another organisation All India Bank Employees Association (AIBEA) has also
registered their protest against instructions given by some of the banks to
designate certain branches as special cells for enrolment of Aadhaar. The
government should make it clear before the common citizens of the country
that the seeding of Aadhaar is purely voluntary and not mandatory, All
India Bank Officers Confederation (AIBOC) said in a statement.

“The advisory to this effect should also be passed to all the stakeholders.
We also demand that the government should look for alternatives or add more
workforce into banks to implement Aadhaar related works in the public
sector banks,” AIBOC general secretary D.T. Franco said.

Earlier in the day, the Reserve Bank of India (RBI) said linkage of
biometric identity number Aadhaar with bank accounts is mandatory. The RBI
clarification followed media reports quoting a reply to a Right to
Information (RTI) application that suggested the apex bank has not issued
any order for mandatory Aadhaar linkage with bank accounts.

AIBOC further contested that the Aadhaar Act of 2016 was meant to cover
targeted delivery of financial and other subsidies, benefits and services
that were paid out of the Consolidated Fund of India. Moreover, it said the
Aadhaar Act prescribed that enrolment was entirely voluntary. If the act of
getting an Aadhaar card is voluntary under the law, it wondered, how can
the government make it mandatory for continued access to banking and
telecom facilities that were not covered by the Act in the first place.

At a time when the resources of the public sector banks are under severe
strain, employing their resources on Aadhaar seeding will further constrain
them in their efforts of recovery of NPAs, which eventually will further
deteriorate the health, it said.

“At present, this work is being done by some private agencies and bank
premises are being used by them. Latest instructions are to disengage these
private agencies and entrust the Aadhaar enrolment/updation work entirely
to the bank staff,” AIBEA said. This is unacceptable since the bank staff
are overburdened due to inadequate recruitment and increased volume of work
of implementing various government schemes, among other things, it said.

First Published: Sat, Oct 21 2017. 09 51 PM IST


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