I think we are getting too big and making things complicated. Fernando In a message dated 3/1/2010 6:09:16 P.M. Eastern Standard Time, [email protected] writes:
A Waiver is basically a release of liability. Just because a company carries Liability insurance does not mean that they are agreeing to be liable for every action that a human being can undertake in any endeavor associated with said company! But, it is impossible to release anyone, or any company from complete liability, and this is where you want the coverage. At my fitness center I am all too aware that even though every member that works out here has signed a waiver that releases us from just about any action taken by a member while in the act of "working out", we can still be sued, or, held liable. Example: 2 members are working out on the bench press; one is benching, and the other is spotting. The spotter is distracted; meanwhile the lifter looses his grip and drops the weight on his chest and gets seriously injured. I would feel somewhat confident that our waiver would hold up in court (and, it most certainly would go to court!), but it might not. This is why you have the insurance. And, a strong legal team. Because you might lose. A very good defense attorney would make things very difficult for this legal team. What if it was found that the spotter was instructed on spotting from one of the fitness center's trainers? What if the spotter was distracted because he lost his footing on the step-up platform? In case you are wondering, this is a real situation...it did not happen at my center, but I am sure some of you saw this on you tube... ---- slow down <[email protected]> wrote: > Call me stupid, but I don't understand...OK, the club has liability > insurance, but everyone has to sign a waiver of liability. What's the > point? > > On Mar 1, 9:03 am, "Tony" <[email protected]> wrote: > > G's, > > > > I want to update everyone on what our club has been doing to address the growing pains that we have been experiencing. > > > > Well, we are now members of USA Cycling. As a member, we can now get club liability insurance through this organization. I have not received an email yet from the insurnace carrier as a check was mailed middle of last week but I suspect that I will get notice at some point this week that we are covered for the rest of 2010. > > > > Here is the link showing the kind of coverage we will have: > > > > http://www.usacycling.org/forms/ClubInsurance.pdf > > > > Now, since we will have club insurance, the forms that you all have been signing the last couple of Saturdays are WAIVER forms. (Don't worry, no one has signed over their homes). I have attached a copy of the waiver so everyone can read it over. I will also attach or have the ride leaders attach a waiver to each of their ride posts. This means that if you have not signed a waiver yet, PLEASE DO SO BEFORE YOU PARITICIPATE IN ANOTHER GYRO RIDE. You can either send me a pdf of the signed waiver via my email: [email protected] or bring it to one of the rides and give it to the ride leader. DO NOT assume that this will be the ride leaders responsibility to make sure you sign a form. It is YOUR responsibility and since ride leaders occasionally ride to a ride, I would suggest sending me a signed form in pdf format. If a ride leader drives to a ride, I would hope that they will have some of these forms on hand and will ask that you sign one if you haven't already. > > > > We already have about 40 signed waiver forms. > > > > One note here for the ride leaders, (this includes ALL Gyro weekday rides too): You are not held responsible for anything should a person show up for a ride who has not signed a waiver. I know that question will come up so do not worry as I have clarified this with the insurance company. If someone has not signed a waiver and there is bodily or property damage and they are not members of the club then they are on their own. No one is held responsible. > > > > Now, this note to the ride leaders above does open up a can of worms. Question is, "Who do we distinquish as members of the club?" Since we do not have membership dues, that is left up to my discretion. This is too wide open. Basically, what I am saying is that we will be headed down the path soon with regard to membership fees. I can not handle that on my own and will therefore ask that if there is anyone who would like to volunteer to head up a membership committee, please let me know offline as there are things I will need to discuss with them. A club survives by volunteers so PLEASE volunteer!!!!! > > > > All clubs charge a membership fee to help cover expenses. We should be no different. I was trying to hold off doing this for as long as possible but we are just growing too fast and need to start acting the part. > > > > I hope that I covered everything but, if not, I'll send an update. If anyone has any questions regarding any of the above, please do not hesitate to ask. > > > > Thanks, Tony > > > > Gyros Waiver & Liabillity Form.pdf > > 153KViewDownload > > -- > You received this message because you subscribed to the Gyro email group. > To post to this group, send an email to [email protected] > To unsubscribe, send an email to [email protected] -- You received this message because you subscribed to the Gyro email group. To post to this group, send an email to [email protected] To unsubscribe, send an email to [email protected] -- You received this message because you subscribed to the Gyro email group. To post to this group, send an email to [email protected] To unsubscribe, send an email to [email protected]
