I'd recommend some sort of list, even if not strictly a catalogue.

A while back we had some pipes leak and the ceiling come down - right on top 
of one of NIge's most expesive shelves of books.

Fortunately, the insurers paid out when we sent them three independant quotes 
that more or les tallied regarding the value - but if we hadn't already 
listed tem, it may have been tough just to remember what had turned to a big 
pile 
of sooty pile of mush, (the chimney then fell in on itself, scattering 
blackness everywhere).

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