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Article Title: Apply For Easy Payday Loans To Get Some Cash
Author: Andy  Zain
Category: Personal Finance
Word Count: 512
Keywords: easy,payday,loan,loans
Author's Email Address: [email protected]
Article Source: http://www.articlemarketer.com
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Easy payday loans can be a quick help if you need urgent cash for some 
worthwhile reason that you can not delay with. With payday only a week away, 
you may need some cash now and you know that the money was budgeted for from 
your next paycheck. The sale or opportunity, medical bill or car repair demands 
your cash right now.

Getting a payday loan is easier than fixing dinner. Don't worry about credit 
checks or bad credit. You simply take about five minutes to fill out an 
application and you are on your way to getting the cash. Apply on line or by 
telephone and deal with friendly customer service representatives who will 
speed your application along for you.

As with any loan, there are a few requirements to meet, but you don't have to 
worry because they are really very simple. You must be at least 18 years old 
and you must have a steady job or other source of income. 99% of all 
applications are approved for borrowers who have a checking account and meet 
age and earning requirements. If you want to borrow the maximum, $1500, your 
monthly earnings must be around $1000. 

This loan is easy to get but the loan term is rather short. As stated in its 
name, it is a payday loan and the term will be set according to date of your 
next paycheck. The process is giving the lender a postdated check or access to 
your account. Your loan and fees will be required at the end of the term and by 
cashing your check or withdrawing that amount, the lender is paid back. Your 
payday may be in 8 days or as long away as 25 days.

If you can't pay your loan back when it is due, the lender will more than 
likely grant an extension for you. He wants your business! He understands that 
you were in a bind in the beginning and maybe more emergencies have popped up.

You probably wonder how much this loan will cost. Just look around town, the 
Internet and the phone book. The fees do vary. The time it takes to get your 
money will influence the fees.

Some companies will offer a 50% off the regular rate for first time borrowers. 
That sounds like a good deal. If you want your money today, you may be charged 
$25-$30 dollars per hundred borrowed. If you can wait a few days, you will be 
paying about $17. 50 per hundred. This will give you an idea of the fees 
involved and you are aware that these fees are applied to your loan which comes 
due at the time of your next paycheck.

Regardless of which option is right for you, you will agree to pay the loan on 
time. Your credit is not important, there are no lengthily applications to fill 
in! Your easy payday loan is easy. The Internet and your phone book have many 
lenders listed. When you need cash between paydays, the simple, easy way to 
obtain that cash is a payday loan or cash advance.

For more tips on payday loans visit http://www.PaydayLoansOnline.cc
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