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Daljeet Sidhu offers the following royalty-free article for you to publish
online or in print.
Feel free to use this article in your newsletter, website, ezine, blog, or
forum.
-----------
PUBLICATION GUIDELINES
- You have permission to publish this article for free providing the "About the
Author" box is included in its entirety.
- Do not post/reprint this article in any site or publication that contains
hate, violence, porn, warez, or supports illegal activity.
- Do not use this article in violation of the US CAN-SPAM Act. If sent by
email, this article must be delivered to opt-in subscribers only.
- If you publish this article in a format that supports linking, please ensure
that all URLs and email addresses are active links.
- Please send a copy of the publication, or an email indicating the URL to
[email protected]
- DistributeYourArticles (www.DistributeYourArticles.com) has distributed this
article on behalf of the author. DistributeYourArticles does not own this
article, please respect the author's copyright and publication guidelines. If
you do not agree to these terms, please do not use this article.
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Article Title: Security of E-commerce Websites is Crucial to Reduce Fraud Risk
Author: Daljeet Sidhu
Category: E-Business, Internet, Internet Marketing
Word Count: 522
Keywords: e-commerce website,e-commerce solutions,e-commerce website
design,shopping cart,ecommerce design
Author's Email Address: [email protected]
Article Source: http://www.distributeyourarticles.com
------------------ ARTICLE START ------------------
Any business that accepts credit card (CC) payments is in danger from credit
card fraudsters and hackers. Most brick and mortar establishments acknowledge
this danger and have restructured their credit card processing systems to
incorporate secure technologies and protocol. E-commerce websites also face the
risk of being robbed by criminals. They must protect the business and its
customers by complying with industry best practices for secure credit card
transactions and federal regulations.
Risks faced by e-commerce websites
Ecommerce website owners can be targets of various kinds of credit card fraud.
Some of these may be so stealthy that their effect will not be immediately
noticeable in the business finances. Some of the risks faced by ecommerce
websites are:
Stolen credit card numbers used to pay for goods
The most common credit card fraud seen by e-commerce websites is the use of
stolen card numbers to make purchases.
Randomly validated credit card numbers used for big purchases
A compromised ecommerce website can be used by hackers to validate card numbers
with small purchases. Once a credit card number is validated, it is used by the
fraudster later to make a hefty purchase.
Credit refunded to stolen credit card
Experienced criminals can force an exposed ecommerce website's payment
processing system to submit the credit back from the merchant account to a
stolen card account. This way, the difference in the short-term account balance
can be overlooked by the card holder.
Customer payments diverted to fake clearing accounts
Hackers that have compromised the security of your e-commerce application can
enter their own information to replace the payment data. While the e-commerce
application moves the order information towards fulfillment, the criminals
divert the payment to their forged account instead of the merchant's.
Responsibility of securing the e-commerce website
Merchant gateway providers use open systems to increase the customer
friendliness of their product. E-commerce website owners purchase the necessary
software solution to transfer customer information to the payment gateway
agencies. There is a constant tussle between the e-commerce website solution
providers and merchant payment platform operators over taking responsibility
for the security of CC transactions.
E-commerce website design and Payment Card Industry (PCI) compliance
The PCI Security standards council has laid down guidelines for secure
transaction processing across the industry. PCI DSS (Payment Card Industry Data
Security Standard) hopes to simplify the process of protecting customer
information from website hackers and criminals.
PCI data security standards regulate the minimum level of security features in:
* e-commerce website software solutions
* database archives on the server
* the physical premises of the server
An ecommerce website that fails to comply with PCI standards can lose its
sanction for processing online transactions. They are also liable to pay fines
up to $30 for each credit card number that was compromised. Though there is a
cap of $500,000 on the fine, e-commerce website owners cannot afford to lose
the online transactions function of their business.
Professional ecommerce website designers are conversant with PCI regulations
and can help you build a strong and secure website to reduce credit card fraud
and hacking. The cost of a skilled website design team is worth the thousands
of dollars it saves you by protecting your business from fraud and for
following industry security guidelines.
Daljeet Sidhu is at TradeSeam.
http://www.tradeseam.com/smallbusiness/buying-guides/view-buying-guide/753/E-commerce
http://www.tradeseam.com/smallbusiness/business-resources/get-free-quotes/753/E-commerce
http://www.tradeseam.com/smallbusiness/leads/small-business-leads
------------------ ARTICLE END ------------------
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Daljeet Sidhu offers the following royalty-free article for you to publish =
online or in print.<br>Feel free to use this article in your newsletter, we=
bsite, ezine, blog, or forum.<br>-----------<br>PUBLICATION GUIDELINES<br>-=
You have permission to publish this article for free providing the "About =
the Author" box is included in its entirety.<br>- Do not post/reprint this =
article in any site or publication that contains hate, violence, porn, ware=
z, or supports illegal activity.<br>- Do not use this article in violation =
of the US CAN-SPAM Act. If sent by email, this article must be delivered to=
opt-in subscribers only.<br>- If you publish this article in a format that=
supports linking, please ensure that all URLs and email addresses are acti=
ve links.<br>- Please send a copy of the publication, or an email indicatin=
g the URL to [email protected]<br>- DistributeYourArticles (www.Distr=
ibuteYourArticles.com) has distributed this article on behalf of the author=
. DistributeYourArticles does not own this article, please respect the auth=
or's copyright and publication guidelines. If you do not agree to these ter=
ms, please do not use this article.<br>-----------<br>Article Title: Securi=
ty of E-commerce Websites is Crucial to Reduce Fraud Risk=0D<br><br>Author:=
Daljeet Sidhu<br>Category: E-Business, Internet, Internet Marketing<br>Wor=
d Count: 522<br>Keywords: e-commerce website,e-commerce solutions,e-commerc=
e website design,shopping cart,ecommerce design<br>Author's Email Address: =
[email protected]<br>Article Source: http://www.distributeyourarticle=
s.com<br>------------------ ARTICLE START ------------------<br><br>Any bus=
iness that accepts credit card (CC) payments is in danger from credit card =
fraudsters and hackers. Most brick and mortar establishments acknowledge th=
is danger and have restructured their credit card processing systems to inc=
orporate secure technologies and protocol. E-commerce websites also face th=
e risk of being robbed by criminals. They must protect the business and its=
customers by complying with industry best practices for secure credit card=
transactions and federal regulations.=0D<br>=0D<br>Risks faced by e-commer=
ce websites=0D<br>=0D<br>Ecommerce website owners can be targets of various=
kinds of credit card fraud. Some of these may be so stealthy that their ef=
fect will not be immediately noticeable in the business finances. Some of t=
he risks faced by ecommerce websites are:=0D<br>=0D<br>Stolen credit card n=
umbers used to pay for goods=0D<br>=0D<br>The most common credit card fraud=
seen by e-commerce websites is the use of stolen card numbers to make purc=
hases.=0D<br>=0D<br>Randomly validated credit card numbers used for big pur=
chases=0D<br>=0D<br>A compromised ecommerce website can be used by hackers =
to validate card numbers with small purchases. Once a credit card number is=
validated, it is used by the fraudster later to make a hefty purchase.=0D<=
br>=0D<br>Credit refunded to stolen credit card=0D<br>=0D<br>Experienced cr=
iminals can force an exposed ecommerce website's payment processing system =
to submit the credit back from the merchant account to a stolen card accoun=
t. This way, the difference in the short-term account balance can be overlo=
oked by the card holder.=0D<br>=0D<br>Customer payments diverted to fake cl=
earing accounts=0D<br>=0D<br>Hackers that have compromised the security of =
your e-commerce application can enter their own information to replace the =
payment data. While the e-commerce application moves the order information =
towards fulfillment, the criminals divert the payment to their forged accou=
nt instead of the merchant's.=0D<br>=0D<br>Responsibility of securing the e=
-commerce website=0D<br>=0D<br>Merchant gateway providers use open systems =
to increase the customer friendliness of their product. E-commerce website =
owners purchase the necessary software solution to transfer customer inform=
ation to the payment gateway agencies. There is a constant tussle between t=
he e-commerce website solution providers and merchant payment platform oper=
ators over taking responsibility for the security of CC transactions.=0D<br=
>=0D<br>E-commerce website design and Payment Card Industry (PCI) complianc=
e=0D<br>=0D<br>The PCI Security standards council has laid down guidelines =
for secure transaction processing across the industry. PCI DSS (Payment Car=
d Industry Data Security Standard) hopes to simplify the process of protect=
ing customer information from website hackers and criminals.=0D<br>=0D<br>P=
CI data security standards regulate the minimum level of security features =
in:=0D<br>=0D<br>* e-commerce website software solutions=0D<br>* database a=
rchives on the server=0D<br>* the physical premises of the server=0D<br>=0D=
<br>An ecommerce website that fails to comply with PCI standards can lose i=
ts sanction for processing online transactions. They are also liable to pay=
fines up to $30 for each credit card number that was compromised. Though t=
here is a cap of $500,000 on the fine, e-commerce website owners cannot aff=
ord to lose the online transactions function of their business.=0D<br>=0D<b=
r>Professional ecommerce website designers are conversant with PCI regulati=
ons and can help you build a strong and secure website to reduce credit car=
d fraud and hacking. The cost of a skilled website design team is worth the=
thousands of dollars it saves you by protecting your business from fraud a=
nd for following industry security guidelines.<br><br>Daljeet Sidhu is at T=
radeSeam.=0D<br>http://www.tradeseam.com/smallbusiness/buying-guides/view-b=
uying-guide/753/E-commerce =0D<br>http://www.tradeseam.com/smallbusiness/bu=
siness-resources/get-free-quotes/753/E-commerce=0D<br>http://www.tradeseam.=
com/smallbusiness/leads/small-business-leads=0D<br><br>------------------ A=
RTICLE END ------------------<br><br>
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