>>> Remember, all you folks in NC, with your very reasonable membership to 
>>> the NC Horse Council you get  $1 million liability insurance coverage. 
>>> For you folks not in NC, you might want to check and see if your state 
>>> Horse Council offers the same.  If it doesn't, it would be a worthwhile 
>>> project to try to make it happen.


It says it doesn't cover people who breed, board, train or give lessons.  We 
don't board, train (except our own) and I don't give lessons, but I suppose 
that breeding even a few foals every few years disqualifies us.  Do you 
know, Laree?


Karen Thomas, NC

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