Ann, I verified my calculations with a Mortgage calculator spreadsheet for Excel that I downloaded from the internet. I can send it to you if you'd like. It's pretty straight forward to use if you're familiar with Excel.
Darrin Darrin Porter Senior Technical Engineer United Ocean Services, L.L.C. 601 South Harbour Island Boulevard, Suite 230 Tampa, Florida 33602 (813) 209-4247 (office) (813) 744-0011 (cellular phone) (813) 242-4849 (fax) [email protected] -----Original Message----- From: [email protected] [mailto:[email protected]] On Behalf Of Ann M. Medlar Sent: Monday, June 29, 2009 1:00 PM To: [email protected] Subject: Re: [JAWS-Users] Calculator Hi Darin and all, I am not looking to buy real estate but am looking for a way to calculate answers using Jaws. In college I knew these formulas but it has been a long time but back then I had sight. I am reading my Excel book to figure how to set up formula so I can do sinerio analysis in case I wish to refinance if and when rates drop. So what mortgage calculator did you use? Do you have direct link? I used Google but when I entered numbers I was prompted for zip code so I guess my inquiry would be a sales lead to a broker or loan officer. Thanks, Ann ----- Original Message ----- From: "Darrin Porter" <[email protected]> To: <[email protected]> Sent: Monday, June 29, 2009 12:39 PM Subject: Re: [JAWS-Users] Calculator > Victor, > > I simply answered the questions she asked. Don't have any idea what she's > eligible for. The numbers I calculated are correct, I checked them with a > mortgage calculator just to be sure. > > Darrin > > > Darrin Porter > Senior Technical Engineer > > > United Ocean Services, L.L.C. > 601 South Harbour Island Boulevard, Suite 230 > Tampa, Florida 33602 > (813) 209-4247 (office) > (813) 744-0011 (cellular phone) > (813) 242-4849 (fax) > [email protected] > > > -----Original Message----- > From: [email protected] > [mailto:[email protected]] On Behalf Of Victor > Sent: Monday, June 29, 2009 12:04 PM > To: [email protected] > Subject: Re: [JAWS-Users] Calculator > > Hi Darren, > > I don't believe you're correct in that. > > I believe the amount she would be able to get is around the 96000 to 90000 > dollar amount, based on my experience with real estate sales. > > Keep in mind that this is assuming that her income, or, at least, the 1000 > is only 33% of her net monthly income, or household income, otherwise no > normal bank will approve you. > > One option you could go for is to check online with one of the major > commercial banks, as they will usually have a mortgage calculator on their > sites that are usually very Jaws friendly. > > One place you might also try is HUD's website, as I believe they have a > mortgage calculator on their site, and it's accessible. > > Another thing you may want to look for is HUD's programs for people with > disabilities, as they have tonnes of discounts and grants for people with > disabilities that you can apply for, and this will affect the amount of > mortgage you will pay every month, and lower the amount you will borrow > also. > > Just something to look at to ease your burden. > > Victor > > > For answers to frequently asked questions about this list visit: > http://www.jaws-users.com/help/ > > > Attention: This email and any accompanying attachments constitute > confidential and/or legally privileged information. If you have received > this email communication in error, please notify the sender immediately > and delete the message and any attachments from your system. > > For answers to frequently asked questions about this list visit: > http://www.jaws-users.com/help/ For answers to frequently asked questions about this list visit: http://www.jaws-users.com/help/ Attention: This email and any accompanying attachments constitute confidential and/or legally privileged information. If you have received this email communication in error, please notify the sender immediately and delete the message and any attachments from your system. For answers to frequently asked questions about this list visit: http://www.jaws-users.com/help/
