Ardella -

Ooooo the money challenge - that's a good one. I've been working on it for 
awhile. I'm not very good about coupons - they tend to make me consider 
buying things I wouldn't get otherwise. I do use them sometimes, just not 
consistently. I look for "generic" items and comparable, but less expensive 
brands. 

I also try to buy things on special or wait for sales on what I need. 
Overall, I shop much less and bring much less into the house. I've worked too 
hard at decluttering to keep bringing home more "stuff". I think very 
carefully before buying something that's not consumable. 

I recently paid off my van, which is a big help. Now I'm concentrating on my 
credit card. I'm planning to make a large payment on it when I get my tax 
refund - soon I hope...

Diane

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