Dear colleagues
Greetings to you I am highly interested in Islamic economics and finance But one of our prominent scholars in banking has faced me with four fundamental questions that made me hopeless about Islamic banking. I do not know how to answer him, if you be kind and answer his questions it would be very kind of you First, the most important contracts in Islamic banking are Musharakah contracts, but they are not suitable for banks, which are intermediary entity not investment institutions? Second, the risk sharing which the pillar of Islamic banking, is only an illusion, because depositors of banks are not risk lovers. If they were, they would refer to stock markets not banks? Third, what Islam rejects, is market interest rate not natural interest rates. Islamic economists have mistaken these two with each other. The important thing in economics, is natural interest rate, which is Islamic? Fourth, he repeats all the criticism of timur kuran to Islamic economists, but I have no answer? Please answer me, or give inform me about books or papers that I can find my answers in or give the email of the people that can be of help to me Many thanks to you -- You received this message because you are subscribed to the Google Groups "Kantakji Group" group. To post to this group, send email to [email protected] To unsubscribe from this group لفك الاشتراك من المجموعة أرسل للعنوان التالي رسالة فارغة, send email to [email protected] For more options, visit this group at http://groups.google.com/group/kantakjigroup?hl=en سياسة النشر في المجموعة: ترك ما عارض أهل السنة والجماعة... الاكتفاء بأمور ذات علاقة بالاقتصاد الإسلامي وعلومه ولو بالشيء البسيط، ويستثنى من هذا مايتعلق بالشأن العام على مستوى الأمة كحدث غزة مثلا... عدم ذكر ما يتعلق بشخص طبيعي أو اعتباري بعينه باستثناء الأمر العام الذي يهم عامة المسلمين... تمرير بعض الأشياء الخفيفة المسلية ضمن قواعد الأدب وخاصة منها التي تأتي من أعضاء لا يشاركون عادة، والقصد من ذلك تشجيعهم على التفاعل الإيجابي... ترك المديح الشخصي...إن كل المقالات والآراء المنشورة تُعبر عن رأي أصحابها، ولا تعبّر عن رأي إدارة المجموعة بالضرورة.
